Understanding your Cover
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Travel Insurance Direct’s Coronavirus travel costs benefit TID’s travel insurance cover offers a Coronavirus travel costs benefit on The Works, the Annual Multi Trip and the Domestic plans. It offers cover for eight specific Coronavirus related events, some … more
Last updated: 6 December 2021 -
Sports and activities we don't cover If you choose to do any of the following you will still be covered for the rest of your trip, but not for claims arising from participating in any of these sports or activities.
Activities on … more
Last updated: 6 December 2021 -
Working overseas Following a dream to work and live overseas? TID wants you to be informed before taking this exciting step. You may be planning to get a one-way ticket, build a school in Cambodia or work for a ski … more
Last updated: 6 December 2021 -
Am I covered for Mongol Rally, Rickshaw Run and Running with the Bulls? These activities have a high incidence of accidents, serious injury and, in some cases, death. Other activities by the Adventurists like Mototaxi Junket, World Cycle Race, Ice Run and Mongol Derby … more
Last updated: 22 July 2021 -
Martial arts The TID policy will cover you for martial arts when there is no contact other than hand to hand contact, eg, holding up your gloves for someone to hit into while training. This would include karate, … more
Last updated: 22 December 2021 -
Travelling in Australia When it comes to travelling around Australia, TID offers great value especially if you are renting a car, motorhome or campervan. Here's some more information about our Domestic policy.
Rental … more
Last updated: 21 December 2021 -
Activities in the air Travel Insurance Direct provides cover for many airborne activities from travelling in a commercial plane to something more low-key, like a ride in a hot air balloon. There are many activities in … more
Last updated: 8 December 2021 -
Quad Biking Riding an all terrain vehicle or quad bike, either as the person in control or as a pillion passenger is not covered and is a General Exclusion in the PDS.This is a brief summary of cover only and … more
Last updated: 22 July 2021 -
Jet skiing Jet skiing is common in South East Asia, the Pacific Islands and even on a cruise. Here's the lowdown on what's covered and not covered on your TID policy when you're on a jet ski.
We are aware of a … more
Last updated: 8 December 2021 -
Cover for accidental death The possibility that you, your spouse, partner or child(ren) listed on your policy, might pass away while you are travelling is probably not something you give much thought to when you are planning a … more
Last updated: 21 December 2021 -
If you're sick or injured With a TID policy, The Works, The Basics and the Annual Multi Trip plans offer up to an unlimited dollar amount of cover for up to 12 months for emergency medical expenses incurred overseasdue to an … more
Last updated: 6 December 2021 -
Hiking, bushwalking and trekking There’s a certain joy in using your own two feet to get to your travel destination – whether it be up, through or down and around some spectacular national park or destination. Our TID customers … more
Last updated: 8 December 2021 -
Other delays Your travel plans may change rapidly when your scheduled transport is affected by severe weather, natural disaster, riots, strikes or a civil insurrection.
What to do if your travel is delayed
If … more
Last updated: 20 December 2021 -
Dental cover The TID policy covers you for emergency dental treatment when you're on your trip overseas. So if you get a toothache while you're away, you'll be covered up to $1000 per person. Dental treatment is … more
Last updated: 1 December 2021 -
Travel Warnings When travelling the world, we want you to be safe.
If you choose to travel to, plan to travel to or choose to remain in a country or region for which there is a ‘Do Not Travel’ warning, then a … more
Last updated: 21 December 2021 -
Returning early If you return home before your policy return date, all cover under your policy ends. For single trip policies, the policy cannot be used for any future travel.
If you need to cut your trip short for … more
Last updated: 6 December 2021 -
Scuba Diving You’ve hit your dream destination and the beach is looking pretty good… but you’re keen to explore what’s under the water as well above. Whether you’re an experienced diver or want to try it for the … more
Last updated: 21 December 2021 -
Surfing Making a B-line for the beach is often the first thing many of us do when we arrive at our summer holiday destination and this is even more true for surfers!Whether you're experienced at chasing … more
Last updated: 21 December 2021 -
Sports and Activities Whether you're cycling in Provence, working out at the gym, or playing footy, these are some of the sports and activities we can cover.
The A-Z of sports and activities
There are important … more
Last updated: 20 December 2021 -
Financial default Cover is excluded under the policy for claims arising from the financial default of any person, company or organisation involved in your travel arrangements. Financial default includes insolvency, … more
Last updated: 25 March 2021 -
Unsupervised Luggage & Personal Effects When you're at home, you wouldn't leave your mobile phone on a table in a restaurant while you go to the counter to pay, would you? In some places in Australia it may still be there when you get back … more
Last updated: 6 December 2021 -
Travel Insurance when Pregnant When you fall pregnant, it's natural to want to visit your loved ones, and Travel Insurance Direct can help you make that journey.
We can cover pregnant women while travelling provided your trip … more
Last updated: 21 December 2021 -
Alcohol Holidays are about having fun and relaxing, so more than likely you're going to have a drink or two. Cheers!
But don't overdo it. Everyone knows too much alcohol impairs judgment, affects motor … more
Last updated: 1 December 2021 -
Sailing Sailing or boating is a great way to get around when you are travelling. Our policy covers you if you are on a boat for a day or if you are on an extended trip and a boat is the main mode of … more
Last updated: 22 July 2021 -
Airline Delays Airlines will regularly reschedule, cancel or delay flights with little regard for your travel plans. This article gives you information about delays caused by a carrier, what you'll be covered for … more
Last updated: 1 December 2021
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