Motorbikes and Scooters

Getting around on a motor cycle in many destinations is an efficient mode of transport for getting from A to B. Before you strart riding, there are a few things about the travel insurance coverage you need to know first.

Coverage available on the following plans:

Domestic Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Annual Multi-trip
Available Available Available Available


 

What's covered?

  • Medical evacuation to the nearest facility for treatment

Conditions

  • Your motorbike, motor cycle, moped or motor scooter must not have an engine capacity greater than 250cc. 
  • You must wear a helmet at all time when riding
  • You must hold an unrestricted motorcycle license that is valid in your destination and also valid in in your country of residence.

What's not covered?

  • Risky or reckless behaviour – and that includes doing anything that could pose a risk to your personal safety, like not wearing a helmet or following road rules   
  • Riding without an appropriate license that's valid in the destination where you're riding and Australia.  
  • Racing or professional sports, ie, you are receiving a wage, salary or appearance fee for training for or participating in the activity.
  • Travelling somewhere against Do Not Travel warnings – if there’s a government advisory against going there it’s probably not a good idea. 
  • Riding under the influence – being intoxicated while riding a motorcycle is illegal and not only can affect any claims you may make, but can put at risk your life and those who are diving with you.  
  • Riding a motor cycle with an engine capacity great than 250cc
  • Riding all terrain vehicles(ATVs) and quad bikes


This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Last updated: 8 December 2021

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