What is travel insurance?
Buying travel insurance could be the difference between an amazing trip and an awful one. When you buy travel insurance, you're protecting yourself from the financial risks and potential costs if something goes wrong on your trip. It may be worthwhile for any holiday you take, even if you're just going away for a weekend. We offer four different types of insurance plans, which you may find suitable depending on your travel style including comprehensive, budget, domestic and annual for frequent flyers. There are options available if you’re unable to use your policy due to government restrictions.
What can my travel insurance cover?
Our plans offer cover for loads more scenarios like these.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
Choose a plan that suits your holiday.
Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.
Domestic
If you're taking some time to explore your own backyard, our Domestic plan protects you for trips within Australia. It can cover you for car hire excess, lost or stolen valuables and cancelled accommodation.
The Works
Our most popular plan, The Works offers broad cover for international trips including cover for costs such as unlimited medical expenses for up to 12 months and cancellation as well as added benefits
The Basics
Sticking to a shoestring budget? The Basics plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.
Annual
Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trips you can take during a 12 month period.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
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Frequently Asked Questions
When Should I Buy Travel Insurance?
Purchasing travel insurance is a crucial step in trip planning. Travel insurance offers protection against listed events that could disrupt your travel plans or result in significant financial loss. One key element of getting the most out of your travel insurance is knowing when the optimal time to purchase a policy is and the advantages of doing so early. Learn more about why travel insurance should be considered.
Am I covered for Coronavirus (COVID-19)?
All international plans include cover for overseas medical expenses. Depending on the plan you choose, there may also be cover available for some other Coronavirus related events. Cover is explained in detail here.
Am I covered for riding a motorbike or scooter overseas?
Cover is available to ride a motorbike provided you are licensed to ride a motorbike in Australia, you hold a valid motorbike licence for the country you are in and you wear a helmet at all times while riding. Coverage is limited to motorcycles with an engine capacity of 250cc or less. More information on the coverage available can be found here.
I am currently on my trip and my policy has ended, can I extend my policy?
As the return date on the policy has passed we can no longer extend the insurance. You can however purchase a new policy from today but keep in mind that a 72 hour waiting period will apply before your cover begins.
Here’s what people are saying about TID...
Meet Simon
"I broke my arm while in France. The emergency helpline provided by TID was effective, efficient and clear in their instructions. The claims process when I returned home was rigorous, but really fair. I pushed back regarding the exchange rate they had applied, and with the proof I shared, they increased the amount of the payment."
Meet Margot
"My family and I have been using TID for the past 8 years after having it recommended by a friend. I have always had great service and any claims made (both big and small) have been paid out without too much trouble, including a 10 day hospital stay and operation for my daughter while she was travelling in Germany. Any concerns have always been dealt with quickly and easily."
Meet Stephen
"I have relied on TID travel insurance for over twenty trips in recent years. The policies represent outstanding value, and both the website and the app are seamless. On the one occasion that I had to lodge a claim, the process was prompt and efficient. Far and away the best provider in Australia."