Travel Insurance Direct

Travel insurance that covers pregnancy

Learn more about what we cover if you are pregnant and travelling

Why do I need travel insurance if I'm pregnant?

First of all, if you’re pregnant, congratulations! You’re probably aware that travelling while pregnant is inherently risky, and you want to know that you’ll be covered when you’re travelling. This is one of those instances in where you should really read the policy wording, or give us a call.

There are a few tricky bits to consider. We do try to spell it out as clearly as possible, but you really want to be sure. It’s also important to remember that travel insurance only covers unforeseen, emergency medical treatment, so any routine check-ups you need to have while you're overseas won’t be covered. Before you plan a trip, chat to your doctor about your condition and get the all-clear on any pre-existing conditions.

For pregnancy, we cover:

  • A single pregnancy up to 26 weeks gestation (or a multiple pregnancy up to 19 weeks gestation), where there is no past or current pregnancy complications
  • 24/7 emergency assistance
  • Unlimited emergency medical treatment overseas for up to 12 months*
  • Unlimited cancellation of your trip*

There are things that are not covered on the policy such as:

  • Fertility treatment at anytime and any resulting complications
  • Childbirth at any time
  • Regular ante-natal care
  • Care of a newborn child

To view all policy benefits see what we cover

See what's covered

*On The Works and Annual Multi Trip plans, sub-limits apply.
For full terms, conditions, limitations and exclusions please read the policy wording.

Travel Insurance for Pregnancy FAQs

Do I need to be worried abut the Zika virus?

I’m glad you asked. Zika virus is considered a pandemic now, as it’s been detected all over the world.. If you’re pregnant and you haven’t bought a policy, or bought the policy after finding out you’re pregnant, there’s no cover for anything related to Zika, including cancelling your trip. If, after you’ve bought the policy, you find out you’re pregnant, that’s a different story. You may be eligible for cover under policy.

What are the cut-off dates for travelling if I am pregnant?

If you’re pregnant with a single child, there’s no cover under the policy for anything pregnancy-related after the 26th week. If you have a multiple pregnancy, cover ceases at the end of the 19th week.

What happens if I give birth during my trip?

Unfortunately, there’s no cover for childbirth, ante-natal care or the care of a newborn under the policy. Any medical bills associated with this won’t be covered.

Is there anything else I should be aware of?

It’s worth noting that airlines also have policies regarding pregnant passengers, and may limit your ability to fly. It’s never a bad idea to carry a note from your doctor confirming the duration of the pregnancy and that you’re fit to fly. Contact the airlines directly to see what restrictions may apply.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.