Travel Insurance Direct

Travel insurance while pregnant

Need to travel while you’re pregnant? Get the cover for you and your bump.
Travel Alert: Coronavirus (COVID-19) continues to impact many travellers around the world. Before you buy, read the travel alerts and check for restrictions at your destination(s) as these may impact cover, or your ability to travel.

Why should I consider travel insurance while pregnant?

Travelling while you're pregnant can be a worrying experience. It's not just you that you have to look after yourself, but your unborn child(ren), too. This means you may want the right protection, especially if you're prone to hospital trips during your pregnancy.

You may be more prone to illness when you're pregnant, so a policy that covers things like morning sickness can put your mind at ease, especially if things go wrong. For instance, if you're travelling while you're pregnant and you fall ill, you might want to go straight to the nearest hospital. With a policy, finding the closest facility can be much easier and can assist with reducing any massive medical bills you might need to pay.

What does pregnancy travel insurance include?

Our travel insurance automatically covers pregnancy, so long as the claim matches the criteria within the policy wording. Cover is still provided for all the regular stuff, like stolen luggage and travel delays, but coverage is only available for some pregnancy-related claims. These include:

  • Cover for a single pregnancy up to the end of the 26th week (or a multiple pregnancy up to the 19th week), where there are no past or current pregnancy complications
  • 24/7 emergency assistance
  • Unexpected pregnancy complications, such as severe morning sickness and gestational diabetes
  • Overseas medical treatment
  • Cancellation costs for things like unused transport and accommodation if you have to cancel because of unexpected events outside of your control

If you're unsure whether it's safe to travel, chat to your doctor and get written confirmation that you're fit to go away.

What isn't covered for pregnancy?

While we would love to cover absolutely everything, pregnancies can be complicated and there are some things that we can't cover. These include:

  • Pregnancy complications experienced before you bought the policy
  • Fertility treatment at any time and any resulting complications
  • Childbirth at any time
  • Regular ante-natal care
  • Care of a newborn child
  • Routine hospital check-ups
  • Travel past the 26th week for a single pregnancy or past the 19th week for a multiple pregnancy

Travel Insurance for Pregnancy FAQs

What are the cut-off dates for travelling if I am pregnant?

If you’re pregnant with a single child, there’s no cover under the policy for anything pregnancy-related after the 26th week. If you have a multiple pregnancy, cover ceases at the end of the 19th week.

What happens if I give birth during my trip?

Unfortunately, there’s no cover for childbirth, ante-natal care or the care of a newborn under the policy. Any medical bills associated with this won’t be covered.

Is there anything else I should be aware of?

It’s worth noting that airlines also have policies regarding pregnant passengers, and may limit your ability to fly. It’s never a bad idea to carry a note from your doctor confirming the duration of the pregnancy and that you’re fit to fly. Contact the airlines directly to see what restrictions may apply.

Read the policy wording for full terms, conditions, limitations and exclusions and to ensure the product suits your needs.

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