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Travel Insurance Direct

Travel Insurance for Japan

Before you go on your trip, consider travel insurance cover here.

Why should I consider travel insurance in Japan?

Japan is renowned for its great food, karaoke, punctual public transport, sprawling mega cities, cherry blossoms, shopping and sake. If this culturally fascinating and quirky destination is not on your bucket list, it sure should be. To enjoy everything Japan has to offer, you may want to consider travel insurance if the unexpected happens.

How can TID travel insurance benefit me when travelling to Japan?

While you may not want to think about it, mishaps can happen when travelling. Some of these include medical expenses abroad, having to cancel at the last minute, a delayed flight, and that ever-present threat of a Godzilla attack (Okay, we made that Godzilla bit up).
TID travel insurance plans can help you with:

• Medical overseas cover and cover for some Coronavirus-related events
• Flexible levels of cancellation cover
• Optional cover for high value items which you can add at time of purchase
• Ski cover
• Giving back to the community: through the Footprints Network program you can make a micro donation to a project of your choice when you purchase a policy. It will have a positive impact on others no matter where you travels take you.

Get ready for Japan’s peak snow season

For snow bunnies looking to escape the Australian heat, you should remember to add the Snow Sports cover option when you purchase your travel insurance policy, otherwise these benefits may not be covered.
If you’re planning your next snowcation (is that a word?), you should know that Japan’s peak winter season starts in December and ends in February. TID offers snow and ski cover for:

• Ski lift passes
• Hire equipment when yours is lost, damaged or delayed
• Compensation if the weather closes the slopes
• Lost, stolen or damaged bags and ski and snow gear
• Cancellation due to illness and you can’t make it to the slopes.

To get all the extra coverage details check out our ski and snow cover article to see what your covered for. Terms, conditions, limitations and exclusions apply.

Travelling with family members?

If you're travelling with the family, TID can offer travel insurance for you, your partner, and up to six children under 21. Just be aware that they must be travelling with you on the same itinerary for the entire duration of your trip.

Cover for luggage and personal items

A trip to Japan will probably involve a fair bit of luggage and tech items. With so much to see and do in Japan, you may find yourself in a situation where your belongings may go missing or be stolen, including your iPhone, camera, luggage or snow gear. We offer cover if your bags or valuables are lost, stolen or damaged. Just be aware that benefit limits do apply and vary depending on the type of luggage item and chosen plan.

Traveller tip:
when in Japan you’ll need to plan ahead if travelling on the bullet train (Shinkansen). While it is spacious and very fast, you’ll need to make sure your bags are not too bulky. If they are you may need to make an extra reservation for one of the oversized seats.

Also, while Japan is known to be one of the safest countries in the world, you should ALWAYS keep your bags and valuables within sight and reach. Especially when travelling a long distance and overnight on public transport.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

What does travel insurance cover me for in Japan?

Here are some of the cover benefits available with your policy.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Need a medical escort home?

Cover back to Australia if a medical practitioner requires you to be medically escorted home due to a sudden illness or injury that happens on your trip.

Compare all benefits
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Japan travel insurance FAQs.

Am I covered for snow sports activities?

If you plan to doing any snow sports activities make sure you select the 'Snow sports cover' option for an additional premium when purchasing your policy, otherwise you won't have cover for any event that arises out of participating in these activities.

Am I covered for natural disasters such as earthquakes, typhoons and tsunamis?

There is cover for natural disasters for cancellation costs (if you can't go on your trip) and additional expenses (if you get stuck whilst over there and need to arrange alternative transport and accommodation). To have cover, you must have purchased your policy before it is a known event that you are aware of, or that has been reported in the mass media.

What if my stuff gets lost or stolen during my trip?

A TID policy covers you for permanently lost, stolen or even damaged luggage and personal effects. Details on cover can be found here.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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