Travel Insurance Direct

Backpacker travel insurance

What you need to know about travelling with your pack on your back.
Travel Alert: Cover is not available for loss arising from government restrictions including travel bans, border closures and broadly imposed quarantine requirements, or failure to follow government advice. If your travel is affected by government restrictions, we have options available if you no longer need your policy. See our travel alerts.

What if I am backpacking on my trip?

It’s practically an Australian rite of passage to don the trusty backpack and set out into the world for adventures. Whether you do it in your 20s or 30s, are travelling for a long or short time or just for a quick getaway, backpacking provides some unique experiences. Whether you’re doing it cheap, in share accommodation, or glamping your way around the country, there’s a special joy to carrying all you’ll need with you on your back. It also means protecting your gear and having access to help when things go wrong is more important than ever – that’s where travel insurance comes in. While we can’t guarantee we’ll cover every ‘what if’, we’ve designed our travel insurance to help with some of the stuff that can go wrong, so you can focus on the fun. You can read more about the cover in our frequently asked questions below.

Backpacker travel insurance FAQs

Am I covered for Coronavirus (COVID-19)?

  • Our Domestic plan includes cover for some Coronavirus related events if you get ill with Coronavirus while travelling. It does not include medical assistance, as these types of expenses are often covered by Medicare.
Cover is explained in detail here

Am I covered if I’m working overseas?

The short answer is yes, depending on the plan you've purchased. Some offer cover for travel in Australia only. However, there are a bunch of things worth noting. Firstly, if it’s paid work and something happens, you’ll be expected to seek cover/compensation from your employer first. Secondly, don’t do anything you’re not qualified/trained to do. If you get zapped while wiring up solar panels in an African village and you're not a qualified electrician, you won’t be covered. 

Am I covered for scuba diving?

Good news! Our policy provides cover for scuba diving. Keep in mind, you must be either fully licenced, or learning with a licenced operator.

What about renting a scooter?

If you don’t hold a motorbike licence that’s valid in Australia and the country you plan to ride in, don’t do it, no matter what the locals tell you. It’s not worth your life, and it’s not worth thousands of dollars of bills. If you hold the appropriate licensing, you must wear a helmet. Please note that you’ll also have to wear a helmet when you ride as a passenger too. And it shouldn’t have to be said, but seriously, do NOT drink and drive. Not here, not anywhere in the world.

For full terms, conditions, limitations and exclusions read the PDS and consider if the product suits your needs.

Find out more about backpackers travel insurance

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Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.

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