Arrived at the mountain ready to hit the slopes but there's no snow? While we can't guarantee the weather, amount of snow, or your skiing ability, our optional Snow sports cover is designed to help cover:
There is no medical cover available on the Domestic Plan as Australian residents are able to access Medicare. Benefit limits apply to all these sections and you should remember if you haven't added the Snow sports cover option when you purchase your travel insurance policy, then these benefits may not be covered.
Every year, tens of thousands of us go overseas to hit the slopes in the colder parts of the world. From ski schools in Canada to the wide-open runs of France, Australians can be found on pistes all around the world. Zooming down an icy hill on planks is much riskier than lying by the pool in the sun all day.
Each ski season, we receive hundreds of claims about broken bones, torn ligaments and dislocations from skiing accidents overseas. Injuries sustained from snow sports can be serious and the cost of staying in hospital in some countries, such as America or Japan, can be sky-high. Travel insurance can help in these scenarios, getting you emegenecy medcial assistance, evacuated if needed and, in the worst case scenario, repatriated back home. Cover varies between plans.
Cover for some coronavirus related events is available on all our plans, but the benefits and benefit limits vary. Learn more about the cover available here.
Our policy covers common and not-so-common snow activities, on and off-piste. For most of them, you'll need to have booked the activity through a guided tour provider or a licensed operator to be covered. For instance, if you and some friends decided to ride snowmobiles in an area marked as dangerous, without a guide, and you have an accident, you may not be covered. The types of Snow sports included are:
Regardless of whether or not you’ve purchased the Snow sports cover option, we won't cover any claims arising from your participation in any activities on ice or snow other than the ones described as a Snow sport in the policy such as:
Your policy won’t cover you for any claims arising from your participation in Snow sports such as skiing and snowboarding. We may cover you if you have an accident building a snowman though, depending on where you build it. Of course, cover is available for other things as per your PDS.
You must add the Snow sports cover option when you purchase your policy – once you’ve chosen your plan, you will options available to customise your cover – select Snow sport cover at this point which will add it to your policy and it will be shown on your Certificate of Insurance. This mean you have additional cover available under the policy for injuries, equipment and time lost (24 continuous hours) because you couldn't get out on the slopes.
The Snow Sports option may allow you to claim a benefit to compensate you for piste closure for more than 24 continuous hours; lost lift passes; ski school; and hiring replacement ski gear if yours is lost, stolen or damaged (provided your claim payable under the terms, conditions, limitations and exclusions of the PDS).
Losses arising from injuries obtained in the course of skiing or snowboarding may be covered under our International plan’s emergency Medical assistance section – for our Domestic plans, expenses are not included as Medicare in Australia will often provide assistance in these circumstances.
When you’ve purchased a policy including the Snow sports option, your policy provides cover for claims arising from your participation in the following Snow sports:
Regardless of whether or not you’ve purchased the Snow sports cover option, we won’t cover any claims arising from your participation in:
- any activities on ice or snow other than the ones described as a Snow sport in the policy such as
- any professional sporting activities;
- any form of racing (other than on foot);
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
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