Travel Insurance Direct

Travel Insurance for the UK

Before you go on your trip, get travel insurance cover here.

Why do I need travel insurance in the UK?

Rich history, beautiful countryside and world-famous pubs. It’s little wonder why Aussies love heading over to the UK for everything from a short holiday to extended working holidays. However, with flight cancellations to stolen luggage and even being made to drink warm ale, there’s a lot that wrong on a holiday to the UK. Luckily, we’ve got travel insurance cover available for your trip to the UK.

What does travel insurance cover in the UK?

Here are some of the cover benefits available with a travel insurance policy for the UK.

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Compare all benefits
This is a brief summary only for full terms, conditions, limitations, and exclusions read our policy wording

UK travel insurance FAQs

Is it safe to travel to the UK?

Despite news reports of crime in the UK and a recent spate of terrorist attacks, the United Kingdom remains a safe destination to travel to. Smartraveller has informed for those traveling to the UK to ‘exercise normal safety precautions’ – the safest designation it can assign a country. This advice level is correct as of 14 Jan 2019 – check Smartraveller for latest updates.

Do I need a visa to travel to the UK?

If you’re travelling for less than six months as a tourist then no, you generally don't need a visa. Just keep in mind that UK authorities can refuse you visa-free entry if they suspect you are travelling for reasons other than tourism.
If you plan on travelling to the UK for longer than six months – to work, volunteer or get married – you will need to apply for a visa. Applications can be made here.

Am I covered under the Reciprocal Healthcare Agreement?

Refer to Travel insurance and Australia's Reciprocal Healthcare Agreements.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

Find out more about the UK

Travel insurance and Australia's Reciprocal Healthcare Agreements

Travel insurance and Australia's Reciprocal Healthcare Agreements

Find out more to what is covered by various Reciprocal Health Care Agreements and travel insurance

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Visas and Passports for the UK

Visas and Passports for the UK

What you need to know about getting a visa and customs regulations when travelling to the UK.

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Working holiday visas to the UK – what you need to know

Working holiday visas to the UK – what you need to know

Interested in moving across the world to explore the United Kingdom? Here's what you need to know about the working holiday.

Find out more