Travel Insurance Direct

Annual Multi Trip Travel Insurance

Globetrotters – get cover for business or pleasure trips over the course of 12 months with our Annual Multi Trip travel insurance plan.

What is annual travel insurance?

If you're a frequent flyer, or like to split your holidays over a year, then annual travel insurance – also known as the Annual Multi Trip plan (AMT), may be an option to consider. Our Annual Multi Trip plan covers you for as many trips as you like over 12 months, provided they:

  • Are no longer than 35 days, and
  • Start and end at your home in Australia, and
  • Are to a destination of at least 200km from your home in Australia, and
  • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation.

Our policy covers you for holidays and business trips, as well as journeys across Australia and worldwide with benefits such as:

  • Unlimited amount of trips over 12 months
  • Coverage for both holidays and business trips no longer than 35 days
  • Covers both, domestic and international travel

Why should I consider an Annual Multi Trip policy?

If you're looking at your calendar and can spot a few holidays on the horizon, or you've got a lot of upcoming work trips, you may find having an Annual Multi Trip policy convenient for you.

When you buy an Annual Multi Trip policy, you'll have coverage for 12 months from the start date of your policy. You'll also have pre-trip cover that starts when you buy the policy. The start date must be within 6 months of your purchase.

What can the Annual Multi Trip travel insurance cover?

Our annual policy has all the benefits of our most comprehensive travel insurance with the added benefit of travelling domestically and worldwide multiple times throughout the year. It’s the only one of our policies which covers multiple trips, so if you know you’re going on more than one trip this year then this plan may be an option for you.



Comprehensive Overseas Insurance (The Works)# Budget Overseas Insurance (The Basics)# Domestic# Annual Multi-trip#
Medical Expenses Overseas (including Coronavirus)^ Unlimited Unlimited Not available Unlimited
Cancellation Costs $2,000
with option to increase
$1,500
with option to increase
$2,000
with option to increase
$2,000
with option to increase
Additional Expenses / Medical Evacuation Unlimited $250,000 $10,000 Unlimited
Personal Liability $2,500,000 $1,000,000 $300,000 $2,500,000
Luggage and Personal Effects $12,000 $2,000 $4,000 $12,000
Rental Vehicle Insurance Excess $6,000 $6,000 $6,000 $6,000
Coronavirus Travel Costs $2,500 Not available $2,500 $2,500
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^Up to one year.
#Benefit limits are for a single plan. ‡The Works, The Basics and Domestic plans only cover single trips. The Annual plan covers multi-trips if you travel as often as you like within a 12 month period, as long as each trip is no longer than 38 days. Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our PDS.

Annual Multi Trip insurance FAQs

Does this cover ski trips?

When you buy an Annual Multi Trip policy, you can choose to add Snow Sports cover at the time of purchase. It can cover your domestic ski trips too, though not any medical expenses.

How long can I travel for?

An Annual Multi Trip policy covers each trip you take up to 35 days.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.