Travel Insurance Direct

Travel Insurance for Thailand

Before you go on your trip, get travel insurance cover here.

We have temporarily given our travel insurance plans a break. These include The Works, The Basics, Annual Multi Trip and Domestic plans.

Keep an eye on the TID website for when our products will be available and we’ll do our best to alert all of our travellers.

Why do I need travel insurance in Thailand?

The worlds most sought after islands and beaches, amazing street food and the hustle and bustle of Bangkok. It’s little wonder why Aussies choose to go to Thailand to spend their hard-earned holiday time and money. However, with pickpocketing, scams and dreaded Pad Thai-related mishaps, there’s a lot that can go wrong on a holiday to Thailand. We're here to take care of the what ifs with cover available for Thailand.

What does travel insurance cover me for in Thailand?

Cover is available with different benefits with a TID travel insurance policy. Here are some of them.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Compare all benefits
This is a brief summary only for full terms, conditions, limitations, and exclusions read our policy wording

Choose a plan that suits your holiday.

Choosing travel insurance can be confusing, so we've made it easy. We have four plans to choose from, each offering a different level of cover. You'll find loads of information about each one, but the plans on offer range from comprehensive to basic, domestic or international as well as single or multiple trips.

The Works

Currently unavailable

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Currently unavailable

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Currently unavailable

Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our annual multi-trip plan could be for you. Made for globetrotters, this plan includes comprehensive cover for unlimited trips taken over 12 months.

Thailand travel insurance FAQs

Am I covered for medical procedures such as dental work that I plan to have done in Thailand?

No, we do not cover for any foreseen medical treatments planned or claims that arise from travelling to obtain medical treatment.

Are we covered for damage to Jet Skis?

Damage to Jet Skis is not covered on any of our travel insurance plans.

We have a stopover in Bangkok before we go to Phuket, are we covered for travel delay?

On The Works plan, we offer a travel delay benefit for delays of more than six hours. Depending on the situation there may also be cover available under Additional Expenses benefit.

Are we covered for natural disasters in Thailand?

Yes, you’ll be covered for natural disasters if they are sudden and unforeseen and you’ve purchased your policy before the event occurs

Is food poisoning covered on the policy?

One of our benefits on our Overseas plans is emergency medical expenses incurred overseas. You can also contact our emergency assistance team in the event of food poisoning so they can further assist you. This means that if you’re hospitalised or have to see a doctor in Thailand because of food poisoning (or anything else), you’re covered

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

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