Australians travelling overseas to a handful of countries can access the public health facilities but you can still be significantly out of pocket and for medical assistance in every other country on earth, you’ll have to pay … and pay a lot.

The Australian government says that the cost of medical evacuations from the United States regularly start from $75,000 and often cost $300,000 or more and adds that medical evacuations from nearby Bali have exceeded $60,000. Such personal tragedies are further compounded by a long-term financial burden because travellers who are not covered by travel insurance are personally liable for covering incurred medical and associated costs.

The Australian government says it handles 20,000 cases involving Australians in difficulty overseas every year, including “700 hospitalisations, 600 deaths and 100 evacuations of Australians for medical purposes so packing Medical Travel Insurance is absolutely essential before you go.

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Your children go free
This means your dependent children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.