Travel Insurance Direct

Sports & Activities Travel Insurance

Whether you’re cycling in Sweden or snorkeling in Sri Lanka, we can cover you for a range of activities on your trip.

What is sports & activities travel insurance?

For some, the memory making and joy of a holiday is found in doing adventurous activities or participating in sports. We get that and love it too. We've included over 100 sports and activities in our cover offered.

The A-Z list of Sports & Activities 

Check all the activities we cover in the list below. Stay safe and participate in sports and activities whilst under a licensed operator and wear any safety gear that's provided. You may also require a licence to participate in some activities, according to the laws of the country you’re in.

If you don’t see your sport or activity here, please call our customer service team.

Acrobatics

Activities in Antarctica, the Arctic Circle and Greenland (The Snow Sports Option will probably be required.)

Aerial safari (as a passenger in a licenced aircraft operated by an airline or charter company or in a hot air balloon)

Aerobics

American football (Gridiron)

Athletics

AFL

Banana boat rides

Baseball

Basketball

Biking/cycling

Blackwater rafting, cave tubing

Boating, sailing

Bowling (lawn & ten pin)

Bungee jumping

Camel riding for a day or if you are on a camel trek

Canoeing

Canyon swing

Cricket

Dancing – ballroom, salsa, Capoeira, ballet, contemporary, jazz, hip hop.

Dirt boarding

Dragon boating

Dune buggy

Elephant riding for an hour, a day or overnight

Fencing

Fishing (deep sea, angling, fly fishing, on a river, boat, or standing in a lake; but excluding ice fishing)

Fly by wire

Football

Go karting

Golf

Gym - including weights, Pilates, aqua aerobics, yoga

Gymnastics

Hiking

Hockey – field or indoor (excluding ice hockey)

Horse riding – leisure, on a tour with a licenced tour operator, non-competitive

Hot air ballooning

Hunting

Ice skating – indoor and outdoor rinks

Jet boating

Jet skiing

Kayaking - white water, sea, river, lake

Kite boarding

Kite surfing

Kite wing

Land surfing

Moped, scooter - Australian and local licence for operating this class of vehicle required; must be wearing a helmet

Motor experience as a passenger only (excluding racing)

Motorcycle riding – touring, independent, organised tour, trail bike. Australian and local licence for operating this class of vehicle required. Must be wearing a helmet.

Motorcycle riding – as a passenger Must be wearing a helmet.

Mountain biking

Netball

Obstacle course

Outrigger canoeing

Outward Bound, Duke of Edinburgh

Paint ball

Parasailing over water

Quad biking

Racquetball

Rifle range/sports shooting

River boarding/hydrospeeding

Roller skating

Roller blading/inline skating

Rowing/sculling, surf boat rowing

Rugby League

Rugby Union

Running or jogging, including half-marathon or less, marathon and ultra-marathon distances

Safari tours

Sail boarding/wind surfing

Sailing

Sandboarding/sandskiing

Scuba diving, when an open water diving licence is held; diving with a licensed instructor

Shark cage diving

Segway tours

Skateboarding

Skiing (only covered if you choose the Snow Sports Option)

Snorkelling

Snowboarding (only covered if you choose the Snow Sports Option)

Soccer

Softball

Spearfishing

Speed boating

Squash

Stand-up paddle surfing/paddle boarding

Surfing

Swimming

Swimming with whales/whale sharks

Tennis

Tough Mudder

Trekking

Tuk Tuk as a passenger (excludes Tuk Tuk racing)

Volleyball

Wakeboarding

Water polo

Water skiing

White water rafting

Windsurfing

Working or volunteering

Yoga

Zip line

Zorbing

What's covered?

Conditions

You or someone you are travelling with must contact our 24 hour emergency assistance team to arrange any medical evacuation, guarantee medical expenses to a hospital and to repatriate you to Australia.

Learn more about what we cover

What's not covered?

We will not pay for any claims arising from:

  • parachuting, sky diving, hang gliding, parapenting or travel in an air-supported device other than as a passenger in a licensed passenger aircraft operated by an airline or charter company. This does not apply to hot air ballooning or parasailing;
  • Snow Sports and activities (except those covered when you purchase the Snow sports and activities option);
  • racing (except on foot);
  • professional sports;
  • mountaineering or rock climbing using support ropes;
  • riding a motorcycle without wearing a helmet and without having a valid licence as required in Australia and in the country of travel for the same class of motorcycle you are riding;
  • riding a motorcycle as a passenger without a helmet;
  • scuba diving without having an open water diving licence or diving under licenced instruction;
  • you, a member of your travelling party or a close relative intentionally exposing themselves to a needless risk or not taking reasonable care, except in an attempt to save a human life;
  • loss, theft or damage to watercraft of any type (excluding surfboards);
  • damage to sports and leisure equipment (including surfboards) while in use;
  • breakage or damage to snow sports and leisure equipment over three years old;
  • damage to sports and leisure equipment due to normal wear and tear, including dents and scratches;
  • any search and rescue expenses; and
  • damage you cause to someone’s property or if you injure someone due to your ownership, possession or use (including as a passenger) of a mechanically propelled vehicle or any aircraft or watercraft.

Full terms, conditions and exclusions are available in the policy wording

Learn more about what we don't cover

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