Comprehensive Overseas Travel Insurance

Focus on the fun with our most popular & comprehensive plan, called The Works - it’s like flying first class without the price tag.

Get the lot with The Works.

This is what it’s all about. All the saving and planning and dreaming that goes into a great overseas trip. And then you need insurance and you think, “Do I really need this?” You get a quote and it looks like you could have three nights’ accommodation for that money. Or a whole bunch of cocktails by the pool. Don’t wait for your mum to buy you the cheapest policy she can find the day before you go to the airport – get ahead of the game, get comprehensive cover. If you book your flights tonight and break your leg tomorrow morning, you’ll lose all that money unless you buy insurance tonight as well.
Cover for cancellation starts from the moment you buy a policy, so don’t put it off.

Medical Expenses Overseas.

Medical evacuation by road or air.

Trip Cancellation Costs.

Luggage and Personal Effects.

Rental Vehicle Insurance Excess.

Personal Liability.

This is a brief summary only. For full terms, conditions, limitations and exclusions read our policy wording.

Compare our Plans.



  Comprehensive Overseas Insurance
(The Works)
Budget Overseas Insurance
(The Basics)
Domestic Annual
Medical Expenses Overseas^
Unlimited
$5,000,000
Not applicable
Unlimited
Additional Expenses / Medical Evacuation
Unlimited
$500,000
$10,000
Unlimited
Cancellation Costs
Unlimited
$3,000
$10,000
Unlimited
Personal Liability
$2,500,000
$1,000,000
$1,000,000
$2,500,000
Luggage and Personal Effects
$12,000
$3,000
$4,000
$12,000
Rental Vehicle Insurance Excess
$4,000
Not available
$4,000
$4,000
^Up to one year.
Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.


Comprehensive Overseas Travel Insurance questions & answers

What are the differences between Comprehensive Overseas Travel Insurance and Budget Overseas Travel Insurance?

It’s all about more cover. The Works is our highest level of cover and is designed to give you absolute peace of mind when you're on holiday. You need more cover for your phone, more cover for delayed travel, and you definitely don’t want limits on your medical expenses! You want The Works. There’s even cover for loss of income if you can’t work after suffering an injury overseas. Often, those little extra can really fill in the gaps. It’s a lot more cover for really not that much extra up front. You can compare our plans here.

What about skiing and snowboarding?

You need to buy additional cover for all your winter sports. You can add it on at the time of purchase. The additional cover even includes dog sledding! Please remember to stretch in the morning, before you hit the slopes.

Do you cover my phone?

Newer phones are very expensive, so you probably want to specify it on the policy. It’ll cost a bit more, but if it’s specified, you know you’re covered in full. Otherwise, we’ll pay up to $700 for a stolen phone. 

How much does it cost to be hospitalised in the most popular destinations?

How much does it cost to be hospitalised in the most popular destinations?

Barely a week passes without a news story breaking about an Australian getting into trouble overseas and requiring serious medical attention. And yet, people still flock overseas without travel insurance...

Find out more
Travel Insurance for working overseas

Travel Insurance for working overseas

Following a dream to work and live overseas? TID wants you to travel with confidence every step of the way. You may be planning to get a one-way ticket, build a school in Cambodia or work for a ski season...

Find out more
Who Can Buy?

Who Can Buy?

You are welcome to purchase a policy with us to cover your travels, even if you are already overseas, provided you are an Australian citizen or a resident who meets the age limits of the plan selected...

Find out more

Why Aussies travellers choose TID.

We’ve protected more than 1 million Aussies.

In-house 24/7 Emergency Assistance.

We operate out of Sydney, Australia.

Travel smart with our handy app Tripwise.

Give back to the communities you travel to.

We're travel experts, with 10+ years experience.

Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.