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Travel Insurance Direct

Travel Insurance for Canada

Before you go on your trip to Canada, consider travel insurance with us.

Why should I consider travel insurance in Canada?

With its mountains and lakes, wild wilderness and busy cities, alongwith friendly locals, Canada is a consistent fixture on many travel bucket lists. However, with severe weather conditions, expensive medical costs and possible moose-related mishaps (unlikely), there’s a lot that can go wrong on a holiday to Canada. Luckily, Travel Insurance Direct provides the following plans – Basic, Comprehensive and Multi Trip – for those travelling to Canada!

What can travel insurance cover me for in Canada?

Here are some of the cover benefits available with a TID travel insurance policy.

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Don't like medical bills?

TID provides cover for unforeseen medical expenses incurred while on an overseas holiday.

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Unexpected cancellation?

Your TID policy – whichever level of cover you choose – may cover you if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness or a death in the family).

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Going on a cruise?

Hit the open waters with confidence. Our international policies automatically include cover for cruises so you can focus on the fun you’ll have on board and off.

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Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Canada travel insurance FAQs

Am I covered for Coronavirus (COVID-19)?

All international TID plans include cover for overseas medical expenses. Depending on the level of cover you choose, there may also be cover available for some other Coronavirus-related events. Cover is explained in detail here.

Am I covered for skiing in Canada?

If you’re planning on skiing or snowboarding, you will need to select and purchase the ‘Snow sports’ option when purchasing your policy. This will cover you for your time on the snow.

Does my policy cover me for trekking and hiking?

Yes, it can. You are automatically covered for trekking and hiking as standard with your TID policy. More details on what's covered and what's not can be found here.

Does the Australian government pay for my medical expenses in Canada?

No, it does not. There is no reciprocal health care agreement in place between Australia and Canada which mean any medical expenses you incur in Canada won't be covered by Medicare or the Australian Government. Travel insurance however, can cover you for medical expenses you incur for sudden illness or injury while you are in Canada.

Will travel insurance cover my cruise to Alaska that departs from Canada?

Yes, it may do. You just need to ensure you select ‘Alaskan Cruise’ and ‘Canada’ as destinations when your purchase a TID policy as well as all other countries you plan to visit.

What do I do if I need a hand to understand my policy?

Our Customer Service team is just a phone call away, ready and able to help you navigate your policy, what you may be covered for and any documentation you need to pick up along the way. TID’s travel safety team works to keep customers informed and publish information on major travel events on our website.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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