Travel Insurance Direct

Domestic Travel Insurance

Planning the great Aussie road trip or a quick splash up the coast? Our Domestic Plan is designed to keep you protected as you travel Australia.

What is domestic travel insurance?

Most people don’t think about travel insurance for their domestic trips. After all, Medicare works all over Australia, right? And that’s true, it does. But what about the other things travel insurance can cover? Luggage, rental car excess, cancelled accommodation, weather events? That’s where a domestic insurance policy comes in. In a country that gets more than its fair share of natural disasters and wild weather events, you need to be covered for that. Buying a policy for a long weekend or just a week might seem weird, but it'll be worth it – especially if you're flying or renting a car. Plus, it’s really not that expensive!

Rental Vehicle Insurance Excess.

Medical Evacuation by Road or Air.

Trip Cancellation Costs.

Luggage and Personal Effects.

Optional Snow Sports Cover.

Personal Liability.

This is a brief summary only. For full terms, conditions, limitations and exclusions read our policy wording.

What does domestic travel insurance cover?



Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Domestic Annual Multi-trip
Medical Expenses Overseas^ Unlimited $5,000,000 Not applicable Unlimited
Additional Expenses / Medical Evacuation Unlimited $500,000 $10,000 Unlimited
Cancellation Costs Unlimited $3,000 $10,000 Unlimited
Personal Liability $2,500,000 $1,000,000 $1,000,000 $2,500,000
Luggage and Personal Effects $12,000 $3,000 $4,000 $12,000
Rental Vehicle Insurance Excess $4,000 Not available $4,000 $4,000
Multi-trip Not available Not available Not available Available
Get a quote Get a quote Get a quote Get a quote
^Up to one year.
‡The Works, The Basics and Domestic plans only cover single trips. The Annual plan covers multi-trips if you travel as often as you like within a 12 month period, as long as each trip is no longer than 38 days. Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.

Domestic travel insurance FAQs

Will domestic travel insurance cover my own car?

No, unfortunately. That’s what your car insurance is for. However, if the road up ahead is flooded and you miss some pre-booked accommodation because of it we could cover that for you. Don’t drive your car into the flood waters!

Do I have to travel a certain distance from my home to be eligible to purchase domestic cover?

No. You only need to have an overnight stay booked somewhere or have booked transport with a service provider, such as an airline or travel agent.

Is there an age limit on who can buy a Domestic policy?

Yes. The Domestic policy only covers people under the age of 81 at the time they purchase the policy.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

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Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during, your trip. Start by getting a quote below.