Nobody leaves home without their phone anymore. It’s just the way life is. And that’s just as applicable when you’re travelling. Likewise, if you’re going somewhere truly beautiful, you’ll most likely be taking a camera with you. Phone cameras are getting better and better, but they’ll never be quite the same as a proper SLR camera – especially not if you need a zoom function! Pretty much everyone carries a variety of technological devices on holiday, from headphones to laptops to game consoles. Our standard travel insurance includes cover for these items, subject to limits and the terms and conditions. However, it’s also worth noting that if you have home and contents insurance, you may also have cover for personal valuables outside the home. Not a bad idea to check on this before you leave – there will be a different set of limits and different terms and conditions. Alternatively you could invest in the Extra option of additional cover for your personal valuables when you purchase a travel insurance policy with us.
Very simply, these are expensive and portable. That means they’re a high risk for theft, and because they’re electronic, they’re also a high risk for damage. This means that you really want to have cover for them. The policy covers most electronic items, but with different limits on different types of devices.
Cameras: . . The great thing about this extra option is that, unlike the standard item cover, There’s a pretty good chance that you’ll want to specify your phone, as most phones that are less than a couple of years old are probably worth more than the $700 limit.
Here are some of the cover benefits available with your policy.
Compensation for unforeseen medical expenses incurred whilst on an overseas holiday
Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).
Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.
If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.
We have two International plans to select from with different levels of cover.
Our most popular & comprehensive travel insurance plan - think first class without the price tag.