A family travel insurance policy provides cover for you, your partner or spouse and up to six children under one policy provided they are travelling with you on the same itinerary for the entire duration of your trip.
On our policies, a 'child' is used to mean your kids and grandkids who are travelling with you, not currently working more than 30 hours per week and under 21. This also includes, stepchildren and those for whom you are the legal guardian.
The best part is, kids go free! Children can go on a one or two-adult policy at no extra cost so you may find value in purchasing a family policy for your trip. All you have to do is add your and your partner's or spouse's, details to begin.
Having everyone under a family policy means only needing to submit a single claim if your entire family is affected by an event.
Across all of our plans, the applicable limit for benefits such as cancellation costs, out of pocket expenses, travel delay and many more is per adult listed on the policy unless stated otherwise. Have a look at our PDS to see the difference between single and family policies in terms of cover and the benefit limits available.
If you need medical assistance at any time, our team are on call 24/7 to locate the nearest medical facility, arrange your repatriation if needed or find the closest embassy.
Our travel insurance policies offer cover for phones, cameras and laptops. If our limit doesn't provide enough cover, you can add individual items to your policy for an additional premium during the purchase process.
If you have to miss an excursion because of sudden illness or injury, you may be able to claim some, if not all, of the cost back.
If you're thinking of bundling everyone into a car for a mini road trip, our travel insurance includes cover towards rental vehicle excess if your hire vehicle gets damaged or stolen.
Whether it’s exploring your own backyard , or travelling further afield, introducing your kids and grandkids to new experiences will be both eye-opening and enriching for you all.
Our Domestic plan includes cover for some Coronavirus related events if you get ill with Coronavirus while travelling. It does not include medical assistance, as these types of expenses are often covered by Medicare. Cover is explained in detail here.
Our policy only allows two adults per policy.
Depending on the event that has occurred and who has incurred the expenses, you may have to submit a claim under each policy, even if you are all from the same family.
No, children must be your own children, stepchildren, grandchildren, foster children or children for whom you are the legal guardian.
Unfortunately we can’t change policy holders, however that family member will be allowed to purchase a policy of their own as long as they’re eligible.
A 'child' on our policy means your children, stepchildren, foster children or grandchildren and those for whom you are the legal guardian who are:
All the different types of families
We appreciate there are many definitions of a family, but our policy does have clear guidelines on who a dependent is. You can find out the explanations here.Find out more
Top travel tips for families travelling on a budget overseas
Be covered without breaking the bank on your next family holiday abroad.Find out more
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