Definition of Children | Travel Insurance Direct (TID)

• What does the term ‘Children’ mean?
• Under what circumstances should children consider their own policy?
• Need a hand?

Travel insurance is a crucial piece of the puzzle when planning to venture on that long-awaited family vacation, and while there are plenty of considerations when it comes to choosing the policy that best suits your needs, versing yourself on the fine print is as important as the Certificate of Insurance itself.

The Product Disclosure Statement (PDS), which can be found in the TID Policy Hub, is your insurance bible. Not only does it provide all the information about a policy, but it also includes definitions that assist you in navigating through the insurance process. 

What does the term ‘Children’ mean? 

Child by definition means your children, step children, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:

• under 21 years of age, and
• working less than 30 hours per week.

Under what circumstances should children consider their own policy?

• If they aren't travelling with you on the same itinerary;
• They are travelling on their own without parents or grandparents;
• You are not their legal guardian;
• They are 21 years or older;
• They are under 21 but work over 30 hours per week.

Need a hand?

Our  Customer Service team is always available to help you to understand the policy, what you may be covered for and any documentation you need to pick up along the way.
Our travel safety team at TID work to keep customers informed and publish information on major events on our website.

For more information relating to Children and Families cover, check out the TID policy detail.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.