Travel Insurance Direct

Travel Insurance on a Budget

Great value cover at a super-competitive price with The Basics plan - it’s like flying economy with a little extra leg room.

What is The Basics plan?

Our The Basics plan offers all the travel essentials, with limits on the level of cover. It doesn’t have all the features included in The Works, so compare our plans and make sure you’ve got the right level of cover for your holiday. Pack the essentials with The Basics, our travel insurance plan for when you're on a budget.

What does The Basics plan cover?



Comprehensive Overseas Insurance (The Works)# Budget Overseas Insurance (The Basics)# Domestic# Annual Multi trip#
Medical Expenses Overseas (including Coronavirus)^ Unlimited Unlimited Not available Unlimited
Cancellation Costs $2,000
with option to increase
$1,500
with option to increase
$2,000
with option to increase
$2,000
with option to increase
Additional Expenses / Medical Evacuation Unlimited $250,000 $50,000 Unlimited
Personal Liability $2,500,000 $1,000,000 $300,000 $2,500,000
Luggage and Personal Effects $12,000 $2,000 $4,000 $12,000
Rental Vehicle Insurance Excess $6,000 $6,000 $6,000 $6,000
Coronavirus Travel Costs $2,500 Not available $2,500 $2,500
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^Up to one year from the date of injury or illness. Subject to all terms and conditions for existing medical conditions.
#Benefit limits are for a single plan.
Sub-limits apply. This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read our PDS.

The Basics plan FAQs

Am I covered for Coronavirus (COVID-19)?

All international plans include cover for overseas medical expenses. Depending on the plan you choose, there may also be cover available for some other Coronavirus related events. Cover is explained in detail here

Is there an age limit for the budget policy?

Anyone under the age of 75 at the time of purchase can get cover on The Basics plan. Read more.

Can we pick and choose benefits to have on a policy?

Our policies are designed with travellers in mind; you are not able to remove specific cover benefits from your quote, but you can add on additional cover such as snow sports activities to your quote.

Can we select multiple regions on a single policy?

Yes, you can select multiple countries, regions or continents on one quote. Alternatively, you can also select worldwide. Note that there are regions and countries that are not covered by TID, so make sure to check the details on your certificate of insurance, and subscribe to Smartraveller for the latest travel advice.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.



Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.