Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.
Travel Insurance Direct

Travel Insurance on a Budget

Great value cover at a super-competitive price with The Basics plan – it’s like travelling economy with a little extra leg room.

What is The Basics plan?

Our The Basics plan offers all the travel essentials, with limits on the level of cover. It doesn’t have all the features included in The Works, so compare our plans and make sure you’ve got the right level of cover for your holiday. Pack the essentials with The Basics, our travel insurance plan for when you're on a budget.

TID travel insurance coverage includes:

At TID we aim to keep you informed about events around the world when they happen, so keep an eye out for travel alerts on our website. However, please check Smartraveller for the international destination you are travelling to prior to travelling or planning to travel to a destination. 

Get a quote to get your next domestic or international adventure underway today.

What does The Basics plan cover?

Comprehensive Overseas Insurance (The Works)# Budget Overseas Insurance (The Basics)# Domestic# Annual Multi trip#
Medical Expenses Overseas (including Coronavirus)^ Unlimited Unlimited Not available Unlimited
Cancellation Costs $2,000
with option to increase
with option to increase
with option to increase
with option to increase
Additional Expenses / Medical Evacuation Unlimited $250,000 $50,000 Unlimited
Personal Liability $2,500,000 $1,000,000 $300,000 $2,500,000
Luggage and Personal Effects $12,000 $2,000 $4,000 $12,000
Rental Vehicle Insurance Excess $6,000 $6,000 $6,000 $6,000
Coronavirus Travel Costs $2,500 Not available $2,500 $2,500
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^Up to one year from the date of injury or illness. Subject to all terms and conditions for existing medical conditions.
#Benefit limits are for a single plan.
Sub-limits apply. This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read our PDS.

The Basics plan FAQs

Am I covered for Coronavirus (COVID-19)?

All international plans include cover for overseas medical expenses. For more information around Coronavirus cover click here.

Is there an age limit for the budget policy?

Anyone under the age of 75 at the time of purchase can get cover on The Basics plan. Read more.

Can we pick and choose benefits to have on a policy?

Our policies are designed with travellers in mind; you are not able to remove specific cover benefits from your quote, but you can add on additional cover such as snow sports activities to your quote.

Can we select multiple regions on a single policy?

Yes, you can select multiple countries, regions or continents on one quote. Alternatively, you can also select worldwide. Note that there are regions and countries that are not covered by TID, so make sure to check the details on your certificate of insurance, and subscribe to Smartraveller for the latest travel advice. The TID Travel Alerts and Warnings page is also worth bookmarking and checking regularly in the lead up to your trip.

What should I do if I need help understanding my policy?

Our Customer Service team is just a phone call away, ready and able to help you navigate your policy, what you may be covered for and any documentation you need to pick up along the way. TID’s travel safety team work to keep customers informed and publish information on major travel events on our website.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.