Budget Overseas Travel Insurance

Great value cover at a super competitive price with The Basics plan - it’s like flying economy with a little extra leg room.

Pack the essentials with The Basics.

The Basics is our budget travel insurance plan, it offers all the travel essentials, with limits on the level of cover, but at a very competitive price. It doesn’t have all the features included in The Works so compare our plans and make sure you’ve got the right level of cover for your holiday. Keep in mind that Rental Vehicle Insurance is not available with The Basics.

Overseas Medical Expenses.

Medical evacuation by road or air.

Trip Cancellation Costs.

Luggage and Personal Effects.

Optional Snow Sports Cover

Personal Liability.

This is a brief summary only. For full terms, conditions, limitations and exclusions read our policy wording.

Compare our Plans.



  Comprehensive Overseas Insurance
(The Works)
Budget Overseas Insurance
(The Basics)
Domestic Annual
Medical Expenses Overseas^
Unlimited
$5,000,000
Not applicable
Unlimited
Additional Expenses / Medical Evacuation
Unlimited
$500,000
$10,000
Unlimited
Cancellation Costs
Unlimited
$3,000
$10,000
Unlimited
Personal Liability
$2,500,000
$1,000,000
$1,000,000
$2,500,000
Luggage and Personal Effects
$12,000
$3,000
$4,000
$12,000
Rental Vehicle Insurance Excess
$4,000
Not available
$4,000
$4,000
^Up to one year.
Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.


Budget Overseas Travel Insurance questions & answers

Is there an age limit for the budget policy?

Anyone under the age of 76 can get cover on The Basics plan. Read more.

Can we pick and choose benefits to have on a policy?

Our policies are designed with travellers in mind; you are not able to remove specific cover benefits from your quote, but you can add on additional cover such as Snow sports activities to your quote.

Can we select multiple regions on a single policy?

Yes, you can select multiple countries, regions or continents on one quote. Alternatively you can also select worldwide. Note that there are regions and countries that are not covered by TID, so make sure to check the details on your certificate of insurance, and subscribe to Smartraveller for the latest travel advice.

During my travel, If I decided to return home early can I get a partial refund?

Unfortunately we do not offer partial refunds if you decide to come home early. However if you are travelling on The Works - our comprehensive plan - or Annual Multi Trip plan, and return to your home in Australia because, during your trip, a close relative of yours who is residing in Australia or New Zealand – and who is not travelling with you – dies unexpectedly or is hospitalised following a sudden illness or serious injury, we can reimburse you up to $3,000 for a single policy or $6,000 for a family policy towards return airfares to resume your trip within 12 months of your return to Australia, but only if more than 14 days remain in the period of your trip on your Certificate of Insurance when you return home. You can read more about this cover on page 13 of the PDS.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

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Why Aussies travellers choose TID.

We’ve protected more than 1 million Aussies.

In-house 24/7 Emergency Assistance.

We operate out of Sydney, Australia.

Travel smart with our handy app Tripwise.

Give back to the communities you travel to.

We're travel experts, with 10+ years experience.

Ready to go?

As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.