Travel Insurance Direct

Overseas Travel Insurance

About to head overseas? Get your travel insurance cover here

Why do I need overseas travel insurance?

This is what it's all about. All the saving and planning and dreaming that goes into a great overseas trip. And then you need insurance and you think, 'Do I really need this?' You get a quote and it looks like you could have three nights’ accommodation for that money. Or a whole bunch of cocktails by the pool. Don't wait for your mum to buy you the cheapest policy she can find the day before you go to the airport - get ahead of the game, get comprehensive cover. If you book your flights tonight and break your leg tomorrow morning, you'll lose all that money unless you buy insurance tonight as well. Cover for cancellation starts from the moment you buy a policy, so don't put it off.

Compare our Plans.

Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Domestic Annual Multi-trip
Medical Expenses Overseas^ Unlimited $5,000,000 Not applicable Unlimited
Additional Expenses / Medical Evacuation Unlimited $500,000 $10,000 Unlimited
Cancellation Costs Unlimited $3,000 $10,000 Unlimited
Personal Liability $2,500,000 $1,000,000 $1,000,000 $2,500,000
Luggage and Personal Effects $12,000 $3,000 $4,000 $12,000
Rental Vehicle Insurance Excess $4,000 Not available $4,000 $4,000
Multi-trip Not available Not available Not available Available
Get a quote Get a quote Get a quote Get a quote
^Up to one year.
‡The Works, The Basics and Domestic plans only cover single trips. The Annual plan covers multi-trips if you travel as often as you like within a 12 month period, as long as each trip is no longer than 38 days. Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.

What can overseas travel insurance cover?

Here are some of the cover benefits available with your policy

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Going on a cruise?

Hit the open waters with confidence. Our international policies automatically include cover for cruises so you can focus on the fun.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

This is a brief summary only for full terms, conditions, limitations, and exclusions read our policy wording

Overseas travel insurance FAQs

Why choose a more expensive policy?

It’s all about more cover. Cheaper plans don’t cover as much. You need more cover for your phone, delayed travel, and you definitely don’t want limits on your medical expenses! There’s even cover for loss of income if you can’t work after suffering an injury overseas. Often, those little extra can really fill in the gaps. It’s a lot more cover for really not that much extra up front.

Does the Comprehensive plan cover extras like phones and laptops?

There is cover available for luggage and personal effects up to $24,000. However for individual items we will pay up to $700per item and up to $4,000 where the item is a laptop, tablet, camera or video camera. Depreciation is also considered when you make a claim. If you want additional cover for valuable items, we recommend considering the additional extra 'Specified Items' option to the plan. This covers you for the cost of the item in the event of a claim and no depreciation is applied.

Find out more about travelling overseas

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