When you book a holiday, it's time to start thinking about an itinerary, arranging tours and what to pack. You may want to consider purchasing travel insurance, so you have protection for things that could go wrong on your trip.
Overseas travel insurance can cover some common financial costs or losses that can crop up when you're travelling. An overseas insurance plan covers you for a single international trip and is available for countries worldwide. So, whether you're planning a trip to Bali, the USA or beyond, you'll find the right cover for you.
Cover for your travel plans starts from when you buy a policy. This means if you've booked your flight and break your leg the next day, you could be covered for pre-booked and unused travel and accommodation. You also may be covered for a whole host of other stuff while you're away.
When you're shopping around for travel insurance, you may want to make sure the cover on offer suits your needs. When you buy one of our overseas travel insurance plans, you have protection against a variety of stuff as well as some risks you might not have even considered.
If you're travelling for a course, or to a wedding, and you can no longer make the trip or you have to cancel for reasons beyond your control, we may be able to cover some of the cost of your unused arrangements.
It’s easy to see how much the overseas plans give you in terms of cover by comparing them. The Works plan is for travellers who want comprehensive cover and added benefits for a single trip, while The Basics plan is designed for those who are on a budget.
|Comprehensive Overseas Insurance (The Works)||Budget Overseas Insurance (The Basics)||Annual Multi-trip|
|Medical Expenses Overseas^||Unlimited||$5,000,000||Unlimited|
|Additional Expenses / Medical Evacuation||Unlimited||$500,000||Unlimited|
|Luggage and Personal Effects||$12,000||$3,000||$12,000|
|Rental Vehicle Insurance Excess||$4,000||Not available||$4,000|
|Multi-trip‡||Not available||Not available||Available|
|Get a quote||Get a quote||Get a quote|
|^Up to one year.
‡The Works and The Basics plans only cover single trips.
The Annual plan covers multiple trips so you can travel as often as you like up to 38 days for leisure and up to 90 days for business within a 12 month period. Sub-limits apply.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.
There is cover available for luggage and personal effects up to a total benefit limit of $12,000 on single policy or $24,000 on a family policy under The Works plan. However for individual items we will only pay up to $700 per item and up to $4,000 where the item is a laptop, tablet, camera or video camera. Depreciation is also considered when you make a claim. If you want additional cover for valuable items, you may consider adding these under the "Specified Items" option for an additional premium when you purchase your policy. This covers you for the cost of the item in the event of a claim and no depreciation is applied.
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