This is what it's all about. All the saving and planning and dreaming that goes into a great overseas trip. And then you need insurance and you think, 'Do I really need this?' You get a quote and it looks like you could have three nights’ accommodation for that money. Or a whole bunch of cocktails by the pool. Don't wait for your mum to buy you the cheapest policy she can find the day before you go to the airport - get ahead of the game, get comprehensive cover. If you book your flights tonight and break your leg tomorrow morning, you'll lose all that money unless you buy insurance tonight as well. Cover for cancellation starts from the moment you buy a policy, so don't put it off.
|Comprehensive Overseas Insurance (The Works)||Budget Overseas Insurance (The Basics)||Domestic||Annual Multi-trip|
|Medical Expenses Overseas^||Unlimited||$5,000,000||Not applicable||Unlimited|
|Additional Expenses / Medical Evacuation||Unlimited||$500,000||$10,000||Unlimited|
|Luggage and Personal Effects||$12,000||$3,000||$4,000||$12,000|
|Rental Vehicle Insurance Excess||$4,000||Not available||$4,000||$4,000|
|Multi-trip‡||Not available||Not available||Not available||Available|
|Get a quote||Get a quote||Get a quote||Get a quote|
|^Up to one year.
‡The Works, The Basics and Domestic plans only cover single trips. The Annual plan covers multi-trips if you travel as often as you like within a 12 month period, as long as each trip is no longer than 38 days. Sub-limits apply. This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Please read our policy wording.
Here are some of the cover benefits available with your policy
Compensation for unforeseen medical expenses incurred whilst on an overseas holiday
Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.
Hit the open waters with confidence. Our international policies automatically include cover for cruises so you can focus on the fun.
Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).
We have two International plans to select from with different levels of cover.
Our most popular & comprehensive travel insurance plan - think first class without the price tag.
It’s all about more cover. Cheaper plans don’t cover as much. You need more cover for your phone, delayed travel, and you definitely don’t want limits on your medical expenses! There’s even cover for loss of income if you can’t work after suffering an injury overseas. Often, those little extra can really fill in the gaps. It’s a lot more cover for really not that much extra up front.
There is cover available for luggage and personal effects up to $24,000. However for individual items we will pay up to $700per item and up to $4,000 where the item is a laptop, tablet, camera or video camera. Depreciation is also considered when you make a claim. If you want additional cover for valuable items, we recommend considering the additional extra 'Specified Items' option to the plan. This covers you for the cost of the item in the event of a claim and no depreciation is applied.
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