Travel Insurance Direct

Travel Insurance for Europe

Before you go on your trip to Europe, consider travel insurance cover here.

Why do I need travel insurance in Europe?

Rich history, amazing scenery and glorious food are just some of the reasons why Europe is a must-do for travellers. However, with snow storms, terrorist attacks and fast-fingered pickpockets keen to get their hands on your fancy new smartphone, there are a lot of 'what ifs' to consider for a holiday to Europe. We offer cover with travel insurance for Europe. If you are travelling to multiple countries within Europe, select 'Europe' as your destination when you get a quote and for countries in Europe you know you’ll visit for more than 24 hours, select those as destinations too.

What should I consider travel insurance cover for in Europe?

Here are some of the cover benefits available with your policy.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Going on a cruise?

Hit the open waters with confidence. Our international policies automatically include cover for cruises so you can focus on the fun.

Compare all benefits
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.

Annual

Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Europe travel insurance FAQs

Can I drive during my trip?

Yes, you can - given you have a valid license of course. The license(s) you hold must be valid at your destination and your country of residence for the class of vehicle you want to use. Driving is one of the best ways to get around Europe, especially in between countries. If you're hiring a rental car you're automatically covered for the car rental excess for $6,000. This means you could save money on your rental vehicle excess if things go wrong.

Do I need a visa to travel to Europe?

If you have an Australian passport, you can enter Britain without a visa as a tourist and stay for up to six months. You can also enter the Schengen Area without a visa and stay for up to 90 days over a six-month period. The Schengen Area encompasses most of Europe, however places like Bulgaria, Croatia and Ireland are not included, so it's worth checking.

When you leave the Schengen Area, you'll need to get a stamp on your passport when exiting to ensure you're not wasting your 90-day limit in a different country, like the UK.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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