Travel Insurance Direct

Travel Insurance for Bali

Enjoy your trip free of worry with travel insurance for Bali

We have temporarily given our travel insurance plans a break. These include The Works, The Basics, Annual Multi Trip and Domestic plans.

Keep an eye on the TID website for when our products will be available and we’ll do our best to alert all of our travellers.

Why do I need travel insurance in Bali?

Bali – a sunny escape that offers the chance to cure your surf cravings, get your Asian food fix and explore your spiritual side. But we're going to bet you've heard some stories of things going wrong in Bali. A few of the things our customers have made a claim for from a trip to Bali are:

  • Bali belly – missing the sunset because you're rushing to the bathroom isn't ideal, but this traveller's bug can get so bad you need to go to hospital.
  • Thefts – from a bag being snatched by a runaway motorcyclist to sunnies being pinched in a monkey temple, petty theft is an issue in Bali, especially in touristy areas

What can travel insurance cover me for in Bali?

Our travel insurance can cover you for various things you may encounter on your trip to Bali. But what does that mean? Have a look at exactly what we cover and what we don't to check if the policy offers protection for the things you feel are important, but some specific things we offer cover for are:

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Overseas medical expenses

When you change climates and diet, you can get ill. While no one likes getting sick on holiday, it happens. Our comprehensive policy can provide unlimited cover for overseas ambulance, hospital bills and more.

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Gadget cover

Our international policies can cover valuable electronic items such as cameras, laptops and phones if they're stolen, permanently lost or damaged. You can purchase extra cover for your valuable items for an additional premium.

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Tour Cancellation

If you've arranged an excursion and the tour operator cancels because of bad weather, or you cannot reach a tour in time because of travel delays, we may be able to reimburse the cost of the tour or portion of the cost that you couldn't attend.

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This is a brief summary only for full terms, conditions, limitations, and exclusions read our policy wording

Popular Aussie traveller types to Bali

With vastly diverse landscapes, every star of hotel and all manner of activities, Bali offers something for travellers of all stripes.


Those wishing to take a well-deserved break from studying can find solace in Bali. Whether you're travelling with school friends or venturing solo, the streets of Bali are often filled with fellow pupils seeking a taste of culture without being too far away from home. Our travel insurance for students can covers things like course cancellation costs and additional expenses if you need to head back home for an exam.


Whether it's a big birthday bash or pre-wedding party, Bali knows how to accommodate group getaways. Group-friendly hotels scatter the island offering amenities to keep everybody happy. Our policies cover a maximum of two adults plus their dependent children, so if you're looking to cover a big party, you'll need to contact us to arrange group travel insurance across multiple policies.


Bali is a haven for Aussie backpackers for its budget travel, sociable hostels and chilled-out vibe. If you're thinking about hostel-hopping across the island, our travel insurance for backpackers will keep your trusty luggage, gear and yourself protected.


Adventure, safari and water parks are just some of the awesome family days out on offer on Bali. Our travel insurance for families can cover up to two adults and their children under the age of 21.

Travel Safe in Bali

While Bali is relatively safe to visit, it's always good to know some tips to make sure you've always got safety on your side.

  • Dodge theft: keep valuables in a bum bag, don't leave anything worth stealing in your hotel and lock your room at night.
  • Avoid Arak: cases of methanol poisoning have been reported because of this traditional Balinese drink. Only consume drinks from a reputable bar.
  • Stay healthy: wear plenty of insect repellent and sun screen and do not drink the tap water or drinks with ice.
  • Cheeky monkeys: visiting the monkey forest in Ubud? Don't take food, hide your sunglasses and avoid grinning with your teeth at them.

Best time to travel to Bali

Bali is a pleasure to travel around at any time of year, but there are certain seasons that are cheaper and have better weather conditions.

  • Best weather: Bali is warm throughout the year, but the dry season between May and October is the most favourable.
  • Peak times: the tourist season runs from July to August, so flight and hotel prices may be higher during these months.
  • National holidays: Usually taking place in June, Idul Fitri is a two-day public holiday that marks the end of Ramadan, attracting large crowds.

Bali travel insurance FAQs

Am I covered if I ride a moped, scooter or motorbike?

You must be wearing a helmet at all times (even if local law doesn't require it) and you must have a license to ride the same class of vehicle back in Australia. There are certain terms, conditions, limitations and exclusions that apply to coverage for events that occur while riding a motorbike or scooter. For more information check out this article.

Am I covered if a volcano erupts or an ash cloud occurs?

Your TID policy offers cover for costs you incur as a result of natural disasters such as a volcanic ash cloud. However, to ensure you have cover, you need to have purchased your policy before it is a known event that you, or the mass media, is aware of.

Am I covered if I travel while I'm pregnant?

You can be covered for pregnancy provided your trip ends on or before your 26th week of gestation for single pregnancies or the 19th week for a multiple pregnancy. For full details check out this article.

Read the policy wording for full terms, conditions, limitations and exclusions and to ensure the product suits your needs.