At TID, you can choose how much cancellation cover you want. That’s awesome, you think, but what does it mean? This cover is available on The Works, The Basics, Domestic and the Annual Multi Trip plans.
When you go to buy just select the level of cancellation cover you want and we’ll quote for your chosen limit accordingly. You’ll have cover for those things that are covered under cancellation up to your chosen cancellation benefit limit – so, if you have to cancel your trip, cover may be available for costs on things like unused flights and pre-paid tours. The thing is, you can’t cancel a trip for any old reason. If something unexpected or out of your control happens and you have to cancel, cover is available. If you just don’t fancy going anymore, that’s all on you. Whether you need an emergency operation right before you’re supposed to jet up the coast or severe weather strikes, a travel insurance policy may be able to cover your out of pocket cancellation costs.
Unfortunately, unexpected stuff happens. Of course, after booking a trip, you’ll be thinking of all the fun you’ve got planned, but it pays to have your bases covered. If the unforeseen happens before you set off, there is cover available from TID for 11 specific events outlined in our policy. If one of these occurs and you're caught out and have to cancel, then cover is available to the maximum of your chosen benefit limit.
It's also why buying travel insurance as soon as you’ve booked, instead of last minute, may be beneficial.
There is separate cover for cancellation for some coronavirus-related events under our Coronavirus travel costs benefit which is available on the Domestic, The Works and Annual Multi Trip plans. Pandemic related events are excluded from our cancellation cover – this means if you want cover for cancellation for coronavirus-related events, you’ll need to purchase a plan with the Coronavirus travel costs cover benefit.
The main advantages of cancellation insurance are the costs that are covered if you can no longer go on your holiday. Cover may be available for:
Yes, we can offer cover for cancellation due to an illness or injury. An illness or injury is a condition which first occurs during your period of cover and results in you being certified as unfit to continue with the trip you had planned. If this happens before your trip starts, we can offer cover for prepaid airfares and accommodation that you're out of pocket for.' 'There are some terms like 'illness or injury' that have specific definitions in our PDS.
If you need to cut your holiday short, don’t worry; our travel insurance cover accounts for this. If you have to interrupt your trip and head home as quickly as possible, we can cover travel, hotels and even meals that you need to pay for to get you back home. However, travel expenses are only covered if you have to stop the trip because you’re no longer fit to continue due to an illness or injury. Read the PDS for details.
If you’re taking some hard-earned holiday leave from your job and your employer decides you have to stay and cancels your pre-approved leave, then you’ll be able to make a cancellation claim. However, this only applies to permanent employees. So, if you’re a temp or just doing some freelance work for a company, you may not be covered. Similarly, if you or one of your travel buddies is made redundant from a full-time job in Australia and you have to cancel your trip because of this, then we can offer cover if you have to cancel your trip, if you weren't aware that the redundancy was going to occur when you bought the policy.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
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