Visiting the US is always going to be an experience whether it’s your first time or you’re a seasoned traveller to the land of the stars and stripes. You have the glitz of Las Vegas, the laid back lifestyle of Hawaii, and the mix of cultures, nightlife and music of New Orleans.
With so much to explore, you may want to consider taking out TID travel insurance as it could come in handy if that boys road trip along Route 66 hits the brakes, you have a hiking injury in Bear Mountain State park trying to get that perfect selfie, or if your flight from LA to Miami is cancelled or delayed and your stuck at LAX airport indefinitely (not on our to do list as its one of the world’s busiest airports!).
From the dramatic cityscapes of New York to the gnarly waves of Maui – you can pack a lot into a trip from Australia to America. Aside from the accent, the currency and driving on the wrong side of the road, the culture is not too dissimilar from ours. Except there's one big difference: America is over 15,000km away and there are plenty of places to visit that are not New York City, Las Vegas and LA. If something were to go wrong, it would be hard for you to get home quickly.
When you consider travel insurance for America, you're not just covering yourself against things like huge medical bills and theft, you also gain access to a global network which can offer you guidance and support if things go wrong. Travel insurance offers optional extras to tailor cover to suit your needs.
Get a quote to get your next domestic or international adventure underway today.
If you are an Aussie planning a trip to the US, you’re probably asking yourself if you need a visa to travel to the USA. If you plan to remain in the USA for less than 90 days, you may not need a visa, but will need to apply for a US Electronic System for Travel Authorization (ESTA). It takes about 15- 20 minutes to complete, and according to US Customs and Border Patrol, the ESTA will usually return an application status within 72 hours.
Note: Always check the travel requirements and restrictions for the countries you are planning to visit as rules and restrictions are subject to change.
One of the best ways to discover and explore the USA is by road. You may need some extra days for some of the longer road trips, but it will be worth every penny as there are some incredible road trips to choose from, some of these include:
You can rest assured knowing that TID policies automatically include rental vehicle insurance excess coverage if your rental vehicle is damaged or stolen while it's in your care. Check out our Rental Vehicle Insurance Excess Cover article to find out more information around coverage.
Despite some scary news headlines, travelling to the USA is safe. Spread across 50 states, some parts of the country are more secure than others, with most crime occurring in more urban areas. If you’re travelling to America, take precautions and keep your wits about you. Some things to look out for are:
Anything can happen when you travel to the US. The last thing you want is your USA holiday to turn into a nightmare because you didn’t consider travel insurance for medical emergencies, and other types of emergencies.
If your trip to the USA gets trumped, our Emergency Assistance Team are on call 24/7 to help get you back on your feet and exploring ‘the city that never sleeps’ or hiking the trails of The Great Smoky Mountains National Park. The EA team are on call 24/7 to help in any kind of medical or non-medical emergency, and ready to answer any urgent questions.
Deciding when to travel to America really depends on the type of holiday you want and how much budget you have to spend.
Always refer to the Australian Government’s Smartraveller website for current travel alerts affecting the USA before you buy a policy, before you leave Australia, and during your travels.
All international plans include cover for overseas medical expenses. Depending on the plan you choose, there may also be cover available for some other Coronavirus related events. Cover is explained in detail here
Cover may be available if you have to cancel your holiday due to a natural disaster such as a tornado, earthquake or hurricane. You may be covered for the cost of any lost pre-paid arrangements such as airfares and accommodation. You can also choose to re arrange your trip – so long as it's less than the cost of cancellation. You need to ensure you purchased your policy before the natural disaster became a known event and foreseeable. Natural disasters you may be covered for include: flood, cyclone, typhoon, wildfire, tsunami, landslide, avalanche, volcanic eruption. Note: Our definition of ‘Natural disaster’ does not include outbreak of disease, epidemic, pandemic, or any other event that is not specifically included in this definition.
If you plan on going skiing or snowboarding, you will need to select and purchase the ‘Snow sports’ option when purchasing your policy. This will cover you for your time on the snow.
Yes, it can. You just need to ensure you select ‘Caribbean Cruise’ and ‘United States’ as destinations when your purchase a TID policy as well as all other countries you plan to visit. You can always select ‘Worldwide’ if you’re usure which countries and regions you will be visiting or cruising around. For more information on TID’s coverage for cruising check out our Cruise Travel Insurance article.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.