Travel Insurance for Australia

• Why should I consider TID travel insurance for Australia?
• What to look out for when travelling around Australia
• What’s not covered by travel insurance
• Need to know more?
• FAQs

Australia offers countless opportunity for adventure, from an outback adventure that takes you from top to bottom on the iconic Ghan to an Endless Summer inspired surfing trip down the East Coast or the Great Ocean Road. Get ready to explore Australia.

Whatever your travel plans, it pays to safeguard your trip and consider purchasing travel insurance before you set off.

Why should I consider TID travel insurance for Australia?

Brimming with outdoor adventure hotspots, there’s plenty to love about travelling in Australia — but there’s also plenty that can go wrong too.

With TID travel insurance part of your travel gear, you can enjoy the little things rather than worrying about the big things. Here are some key reasons why travel insurance is a must-have when embarking on an Australian odyssey:

Road trips

Those big, wide open spaces are best enjoyed on long lazy road trips. Whether you’re crossing the Nullabor Plain or driving the East Coast, cover for things like rental car excess ensure you’re protected while on the road.

Family travel

Travelling with children can be unpredictable. Counter that with preparedness, with travel insurance that covers the unexpected, like trip cancellations, medical emergencies, and lost belongings.

Flight interruptions and trip delays

Flight disruptions, delays, or cancellations are simply part of the travel experience (and Australian airlines are no stranger to announcing such things).

Medical emergencies

Much of Australia is remote. While this is good for stargazing and getting back to nature, healthcare can be limited in rural and remote locations.

Outdoor adventures

From snorkelling the Great Barrier Reef to lacing up your hiking boots to explore the trails in the Blue Mountains, outdoor adventures and activities are a must when getting to know a country like Australia.

Natural disasters

Australia is no stranger to natural disasters, from the cyclones that wreak havoc in the topical north to the bushfires that sweep the country, Australian weather can be a temperamental thing.


Young backpacker woman packing bags into the back of a 4x4 while on 75 Mile Beach, Australia. Source: Getty Images/SolStock

What to look out for when travelling around Australia

There are countless ways things can go wrong when you’re away from home. Here are a few things to keep in mind when travelling around Australia:

1. Extreme weather

Flooding, fires, extreme storms, Australia gets them all. Keep a look out for weather updates, and remember, if it’s flooded, forget it (don’t ever drive through floodwaters).

2. Risks that come with adventure activities

In Australia, adventure is part of the fun. From cage-diving with sharks to hitting the ski slopes, know your risks before you sign up.

3. Wildlife encounters

Unique wildlife is part of the allure when travelling to Australia, but there are some wildlife encounters best avoided. Remember to watch out for kangaroos on the road, and wear hiking boots in case you meet a snake on your hike.

4. Navigating flights and multi-trip destinations

Planning to see multiple destinations? Whether you’re island hopping or venturing coast-to-coast, flight delays or disruptions spoil your plans fast. It helps to stay up to date on your travel plans with your airline or other mode of transport.

5. Family-friendly experiences

Bringing the brood? Family holidays can be a fantastic way to enjoy quality time together and strengthen the family-bond. There’s loads to do and see as a family in Australia (here are some tips to keep things jolly on the road) but there’s also plenty to look out for too. For a safe, stress-free holiday, some things to look out for include:

• unexpected illnesses that come with exposure to a new environment
• navigating flight delays and cancellations (disruptions with children can be particularly stressful, and access to insurance can help lighten the blow)
• Lost or damaged essentials, like prams (strollers), car seats, and favourite toys

Need some inspiration for your Australian holiday? Here are some of our latest articles to check out:

• The Best Australian Islands to Visit this Summer
• East Coast Australia Road Trip
• Travel the Australian Outback
• One of Australia’s Greatest Hikes

At TID we aim to keep you informed about events around the world when they happen, so keep an eye out for travel alerts on our website. However, please check Smartraveller for the international destination you are travelling to prior to travelling or planning to travel to a destination. 

What’s not covered by travel insurance

While we hope to be able to help when you need it, the reality is travel insurance isn’t designed to cover everything. Situations where you’re not covered by travel insurance include:

Unattended items

If your luggage or personal items are swiped when left unattended in public places.

Non-approved activities

TID covers many sports and adventure activities, but for those not listed in your policy, you may not be covered.

If you’re under the influence

Any incident that occurs while you’re under the influence of drugs or alcohol are not covered. 

Travel warnings

If you’re travelling to a region against government travel warnings.

Get an instant quote today and discover Australia’s vast beauty knowing TID has you covered.

Need to know more?

For emergency assistance or further inquiries, contact the Emergency Assistance Team who can help with any questions you might have.