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Hiking, Bushwalking and Trekking | Travel Insurance Direct

There’s a certain vibe in using your own two feet when you travel. Whether it be up, down, through or around a spectacular national park, exotic rainforest or South Pacific island, walking is a great activity on your vacay.  

TID customers love exploring on a walk to get that perfect Insta snap, whether on their own or as part of an organised group. If you suffer a sudden hiking injury or an illness, such as a sprained ankle or a concussion, you will be automatically covered with your TID plan.

Coverage available on the following plans:

Domestic Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Annual Multi-trip
Available Available Available Available

Why should I consider travel insurance for hiking or trekking?

Travel insurance can help whether you’re on a beach-hopping coastal path or a casual weekend hiker looking for that next insta-worthy snapshot.

You may want to consider travel insurance from TID in case you:

  • Suffer an injury on your walk
  • If severe weather or an unexpected event occurs, and your hiking trip is cut short
  • If your hiking gear gets stolen or damaged
  • If you are taking high-value hiking gear and want it to be covered for its full value.

If you go off the beaten path our Emergency Assistance Team can help you get back on track. The EA team are on call 24/7 to help in any kind of medical emergency, and ready to answer urgent questions.

Get a quote to get your next domestic or international adventure underway today.

We provide cover for some of the most popular treks, listed below, provided you are hiking or trekking to your ability and aren't taking any unnecessary risks.

Tasmania's Three Capes

Lord Howe Island Mount Gower Walk

Mt Kilimanjaro

Machu Picchu and the Inca Trail

Mt Fuji

Mt Kenya

What's Covered

  • Overseas medical expenses (not available on the Domestic plan) for things such as a sprained ankle
  • Rental and sports equipment
  • Medical evacuation and repatriation to your home country or medical facilities as needed (could come in handy if you suffer a severe injury or illness while hiking)
  • Loss, theft or damage to your luggage and personal effects, for example, if you accidentally drop your camera when taking pics of that amazing view
  • Accidental death.

Remember: benefits vary depending on whether you’re travelling domestically or internationally, and the plan you purchase.

Cover for your hiking and trekking gear

Gear cover is available under the luggage and personal effects benefit for accidental loss, theft and accidental damage. For example, for things like your hiking boots, camping equipment, sleeping bag and Gore-Tex jacket.

For more expensive items (over the sub limits in the PDS), you can avoid depreciation by choosing to specify these items when purchasing your policy for an additional premium.

 If you’re unsure whether an activity or sport you’re planning will be covered please get in touch with us before you buy.

What's not covered

There’s a whole bunch of things that can wrong if you go too far, too high or too remote.  Some things to be aware of where you may not be covered include, but are not limited to:

  • Mountaineering – this will generally require you to use ropes, crampons and other equipment. These treks require specialised cover that we can't provide.
  • Reckless behaviour or taking needless risks –research the trek or hike you’re going on to understand whether it is suitable for your fitness levels – oh, and veering off the assigned track to get a better Instagram pic is a NO NO.
  • Racing or professional sports, i.e., you are receiving a wage, salary or appearance fee for training for or participating in the activity (lucky you, but we don’t cover this), trekking for charity is ok.
  • Travelling somewhere against Do Not Travel warnings or government advisories – if there’s a government advisory against travelling to your chosen destination it’s probably not a good idea. This can include an entire country, region or local area.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.


Last updated: 8 December 2021

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