Skiing and Snowboarding

Arrived at the mountain ready to hit the slopes but there’s no snow? While we can’t guarantee the weather, amount of snow, or your skiing ability. Our optional Snow sports cover available on all of our plans is designed to help when things don't go to plan on or off the slopes.

Coverage available on the following plans:

Domestic Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Annual Multi-trip
Available Available Available Available

If you’ll be taking part in snow sports on your trip, you must select the 'Snow sports cover' to have cover under all benefit sections of your policy for any claim arising from your participation in snow sports.

Definition of Snow Sports: Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

What's covered?

  • Overseas medical expenses for illness or injury.
  • Medical evacuation to the nearest facility for treatment when approved by us, including any transport by ski patrol
  • Ski lift passes: The costs of ski lift passes when you’re injured or become ill during your trip and can’t ski.
  • Hire equipment when yours is lost, damaged or delayed: If your own equipment is lost or delayed in transit or damaged, our optional Snow sports cover may help cover the costs of hire equipment so you don’t miss out on all the fun.
  • Compensation if the weather closes the slopes: yep if the weather is so bad they close the slopes we’ll pay for your inability to go skiing, although daily and maximum benefit limits apply.
  • Baggage: If your equipment is permanently lost, or irreparably damaged, you may also be able make a claim under the luggage and personal effects section.
  • Cancellation due to illness: If you have to cancel or defer your ski tour holiday because you or a family member is medically certified unfit to travel, your non-refundable pre-paid travel costs for ski tours may also be covered.
Benefit limits apply to all these sections and you should remember if you haven’t added the Snow sports cover option when you purchase your travel insurance policy, then these benefits may not be covered.

What's not covered?

  • Risky or reckless behaviour – and that includes doing anything that could pose a risk to your personal safety.    
  • Racing or professional sports, ie, you are receiving a wage, salary or appearance fee for training for or participating in the activity.
  • Travelling somewhere against Do Not Travel warnings – if there’s a government advisory against going there it’s probably not a good idea. And this includes dive sites that are off-limits. 
  • Participating in snow sports while under the influence – being intoxicated while participating in snow sports is a bad idea and not only can affect any claims you may make, but can put at risk your life and those who are diving with you.  
  • Medical fitness:  Yep snow sports are one of those activities where you do need a certain level of medical fitness.  If the doctor says you can’t ski, or you have an existing medical condition that prevents you from skiing safely, that can affect any claims you make under this section of the policy. 

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Last updated: 21 December 2021

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+61 2 8256 1537 from Overseas.

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