Making a B-line for the beach is often the first thing many of us do when we arrive at our summer holiday destination and this is even more true for surfers!
Whether you're experienced at chasing barrels or a newbie practising on the sand, many of our plans offer cover for surfing.

Coverage available on the following plans:

Domestic Comprehensive Overseas Insurance (The Works) Budget Overseas Insurance (The Basics) Annual Multi-trip
Available Available Available Available

What's covered?

Hiring replacement surf equipment

If your surf equipment is accidentally lost, delayed or damaged during your trip (except when in use) we will pay for the cost of hiring replacement surf equipment up to the benefit limit - this cover is only available on The Works and Annual Multi Trip plans 

What's not covered?

We will not pay for any claims arising from:

  • Risky or reckless behaviour – and that includes doing anything that could pose a risk to your personal safety.    
  • Make sure you’re qualified… or your instructor is
  • Racing or professional sports, ie, you are receiving a wage, salary or appearance fee for training for or participating in the activity.
  • Travelling somewhere against Do Not Travel warnings – if there’s a government advisory against going there it’s probably not a good idea. And this includes surf breaks that are in countries that are off-limits. 
  • Surfing under the influence – being intoxicated while surfing is a bad idea and not only can affect any claims you may make, but can put at risk your life and those who are surfing with you.  
  • Medical fitness:  Surfing is one of those sports you do need a certain level of medical fitness.  If the doctor says you can’t surf, or you have an existing medical condition that prevents you from surfing safely, that can affect any claims you make under this section of the policy. 

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing. 

Last updated: 21 December 2021

How can we help?

Talk to us

1300 843 843 from Australia or
+61 2 8256 1537 from Overseas.

Monday to Friday
8:00am - 8:00pm



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Contact us

In an Emergency

Call +61 2 8256 1523
Worldwide 24/7