Dental cover

The TID policy covers you for emergency dental treatment when you're on your trip overseas. So if you get a toothache while you're away, you'll be covered up to $500 per person. Dental treatment is available to anyone on your policy, including children.

Emergency dental cover is limited to $500 per person per trip for treatment to immediately relieve sudden and acute pain due to an infected or broken tooth. The treatment applies to sound and natural teeth and will include teeth with fillings but not crowns or false teeth. For example, while you are in France you crunch down on a toffee and your filling comes out along with part of your tooth, the policy covers you up to $500 to see a dentist, relieve pain and put in a new filling, but it won't cover the costs to have a crown.

Your dentures are covered for loss, theft and damage up to $800 as part of your luggage and personal effects cover.

What's not covered?

  • Cosmetic dentistry or dentistry using precious metals
  • Dental treatment because of a pre-existing medical condition
  • Dental costs in Australia. Even if your dental treatment overseas was covered by your policy, the Private Health Insurance Act 2007 prevents us from reimbursing medical and dental treatment costs, in Australia as we are not registered to do so.

Full terms, conditions and exclusions are available in the PDS.

Last updated: 28 November 2016

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