Dental cover

The TID policy covers you for emergency dental treatment when you're on your trip overseas. So if you get a toothache while you're away, you'll be covered up to $1000 per person. Dental treatment is available to anyone on your policy, including children.

Emergency dental cover is limited to $1000 per person per trip for dental treatment expenses that arise from an injury to health natural teeth. There’s no cover for dental expenses arising from gingivitis, decay, normal wear and tear or the normal maintenance of your dental health and there’s no cover for crowns, caps, whitening , cleaning, scaling or the creation of new dental bridges or dental implants.

For example, while you are in France you crunch down on a toffee and your tooth cracks, the policy can cover you up to $1,000 to see a dentist for treatment, but it won't cover the costs to have a crown.

We may also cover you for loss or damage to dentures or dental prostheses whilst not on your person during your trip as part of your luggage and personal effects cover.

What's not covered?

  • Cosmetic dentistry
  • Dental treatment because of an existing medical condition
  • Dental costs in Australia. Even if your dental treatment overseas was covered by your policy, the Private Health Insurance Act 2007 prevents us from reimbursing medical and dental treatment costs, in Australia as we are not registered to do so.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Last updated: 1 December 2021

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