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Travel Insurance Direct

Travel Insurance for France

Cover you may need before your French adventure

Why should I consider travel insurance in France?

The Eiffel Tower, Champs Elysée and a countryside that is the envy of the world are just a few of the things that makes France a must-see destination for those planning to visit Europe. However, with industrial strikes, civil commotion and the constant threat of Baguette related injuries, a lot can go wrong on your trip.

That's why we offer a range of different types of travel insurance that you should consider before you pack your bags for France. Travel insurance can provide protection if your travel plans change, or an unexpected event disrupts your trip.

What am I covered for when going to France?

When visiting France, you could have access to several benefits with TID travel insurance. It all depends on which level of cover is best suited for your trip - The Basics,  The Works , and Annual Multi Trip plans. Some of the benefits we offer include:

  • Cover for overseas medical expenses
  • Medical repatriation and evacuation
  • Cover for valuables and tech gear
  • Cover for lost, stolen or delayed baggage
  • Cover for cancellation or trip delay
  • Cover for some Coronavirus-related events.
  • And many more.

Get a quote to get your next domestic or international adventure underway today.

Medical cover and 24/7 emergency assistance

Unfortunately, Australia does not have a reciprocal health care agreement with France. You may want to consider buying travel insurance in case you get sick from all that escargot and croissants or you get injured hiking in the French Alps. Travel insurance could come in handy if you end up in hospital or need to be evacuated to a medical facility, or even worse, repatriated back to Australia, as the bill could be quite hefty!

If you’re in an emergency situation, please get in touch as soon as you can with our Emergency Assistance Team. The EA team is ready to assist you 24 hours 7 days a week in medical emergencies. The EA team can help with:

  • Medical care
  • Help find the nearest medical facility if you’ve gone off grid.
  • Medical transfer to a hospital or repatriation to Australia where necessary
  • Assist with flight amendments when your trip has not gone as planned
  • And many more.

Cover for many activities and snow sports

France has some of the best spots in the world for travellers flocking to some beautiful beaches during Summer. It also has some great skiing and snowboarding hotspots that will appeal to anyone from casual weekend adventures to expert skiers.

Whether you’re planning a ski trip to Les Menuires, Tignes or Chamonix, you’re going on a weekend hike in the Mont Blanc circuit or the Asp Valley, or you prefer to get your kicks from a day of sand and surf in Biarritz or Hossegor, you can be covered for a range of sports and activities.

If something goes wrong and you injure yourself, a TID policy may be able to help if you need urgent medical assistance. If you’ve decided to travel with your own surfboard, skis, or scuba diving equipment, there’s cover (benefit limits apply) on The Works and Annual Multi Trip plans to hire replacement equipment if your own is accidentally lost, delayed, or damaged during your trip.

Top tips for travellers planning a trip to France 

Tip 1: Always do your own research for any last-minute travel changes, flight delays or events that may disrupt your flight and travel plans. You should also check the Australian Government’s smartraveller website when travelling to France or any other country you plan to visit.

Tip 2: No country is exempt from the effects of a natural disaster and France is no exception.  TID offers cover for several natural disasters such as an earthquake, volcanic eruption, snowstorms, or wildfires to name a few, but there are terms and conditions you should know about. Always take time to read your PDS and view our travel alerts. You can also find out more in our FAQ about travel warnings.

Tip 3: France is part of the Schengen area, meaning you can enter without a visa in some cases. In other situations, you'll need a visa. Contact the nearest embassy or consulate of France for the latest entry and exit conditions. The France-Visas website can help determine if you need a visa to enter or transit France. Make sure to check the visa requirements for all countries you’re travelling to in Europe, including non-Schengen European countries.

Tip 4: Ensure you have a valid passport as many countries require that your passport be valid for at least six months after your arrival date before they’ll grant entry to their country.

Tip 5: If you are unsure what to take on your trip you can check out the TID packing list with all of the essentials you may need on your trip. 

The above features and benefits area brief summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.

What can travel insurance cover me for in France?

Here are some of the cover benefits available with your policy.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Need a medical escort home?

Cover back to Australia if a medical practitioner requires you to be medically escorted home due to a sudden illness or injury that happens on your trip.

Compare all benefits
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

France travel insurance FAQs.

When is the best time to visit France?

They say spring (April to June) or fall (September to November) are the best times to travel to France. During these periods you’ll be contending with fewer tourists and generally paying less for flights and accommodation.

What happens if my travel plans are impacted by strikes or civil commotion?

Travel insurance direct offers cover for reasonable additional travel and accommodation expenses for the cancellation or restriction of scheduled public transport services caused by riot, strike or civil commotion.

I will also visit other countries in the EU when I travel to France, do I need to purchase a policy that covers me for all these countries?

Yes, you do. If you’re lucky enough to be travelling to multiple countries during your holiday just ensure you list these countries at the time of purchasing your policy. If you’re unsure which European countries you’ll be travelling to simply select ‘Europe’ as your destination, this will ensure you are covered for all your travels within Europe.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.