Working overseas

Following a dream to work and live overseas? TID wants you to be informed before taking this exciting step. You may be planning to get a one-way ticket, build a school in Cambodia or work for a ski season.

We can cover these types of work (paid or volunteering):

  • clerical
  • administration
  • hospitality
  • tourism
  • retail
  • general farm work
  • teaching
  • childcare
  • working on a yacht
  • gym instructor
  • yoga teacher
  • swimming instructor

We will need more information if you are planning to:

  • do manual work that requires the use of power tools or operating machinery, workat heights
  • working with animals
  • work as a ski, snowboard or scuba instructor
  • working as an instructor or guide in any other sports or activities.

This is what we need to know:

  • who you are working for and the website for the specific programme you'll be undertaking
  • where you'll be and for how long
  • what you will be doing, and
  • your past experience and qualifications in such activities

Email this information to us and we'll pass it on to the underwriters for consideration.

What's covered?

What's not covered?

  • racing (except on foot)
  • any loss that is recoverable under a scheme that provides coverage for any medical treatment; for example, Medicare, a private health fund, national reciprocal health fund or scheme, workers’ compensation scheme, travel compensation fund or accident compensation scheme.
  • professional sports
  • you, a member of your travelling party or a close relative intentionally exposing themselves to a needless risk or not taking reasonable care, except in an attempt to save a human life
  • loss, theft or damage to watercraft of any type (excluding surfboards)
  • damage to sports and leisure equipment (including surfboards) while in use
  • medical expenses in Australia
  • personal liability - loss or damage you cause to someone's property or if you injure someone because of your trade, business or profession or while using a mechanically propelled vehicle or watercraft.
  • Working as a mountaineering or rock climbing instructor or mountain guide where ropes or specialised equipment is used.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Last updated: 6 December 2021

How can we help?

Talk to us

1300 843 843 from Australia or
+61 2 8256 1537 from Overseas.

Monday to Friday
8:00am - 8:00pm



Get in contact with us

Contact us

In an Emergency

Call +61 2 8256 1523
Worldwide 24/7