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Adding Countries to your quote | Travel Insurance Direct

We’ve all heard the saying: ‘Travel is the only thing in life that makes you richer’. Touché.

The more countries you visit the richer you are – not financially, of course, but in every other way possible.

As travel enthusiasts ourselves, the team at TID knows how important travel insurance is, so it’s important that when you’re planning your cover you nominate all the countries you intend on visiting. 

You can add as many countries and regions as you like!

How to include all the countries on you schedule?

On the TID homepage you can select the countries you are travelling to from the dropdown box or by typing the name of the country into the space provided. Once it's entered another box will appear so you can keep adding countries until you have exhausted those you expect to be visiting while abroad.

Adding countries or extending your policy

You wouldn’t be the first traveller in the world to have set out with a locked down itinerary or set trip timeline, only to opt to change course once you’ve set off.

Perhaps you didn’t realise a particular destination (not included in your original itinerary) was as close to another as you thought, or you make new friends with a French couple, and they’ve invited you to their chalet and you really want to go but didn’t have France included in your policy.

With TID, the destinations listed on your policy can't be updated after your trip has begun so you must tell us as soon as possible if your plans change. When you contact us, we'll be able to tell you if your policy would still offer cover for your new destination and let you know about your options if it doesn't.

It’s worth noting though that if you’re already on your way, a 72-hour waiting period applies to most benefits. See the PDS for details.


Although/whilst you should list all countries you're visiting, there are some exceptions. For example, if you’re passing through a destination and will be spending less than 24 hours in that country as a stopover, you won’t need to list it as a destination.

Plans changed or not sure where you’re going?

Start by adding the countries you know you are travelling to and add ‘Worldwide’ to ensure you have cover for those unplanned side trips.

We ask you to provide us with each country so that we can properly price your policy. We don’t sell to all destinations and do not offer cover when there is a ‘Do Not Travel’ warning in place for a country or region from the Department of Foreign Affairs and Trade (DFAT) or Smartraveller website; or if the provision of cover would expose our insurer or reinsurers to any sanctions.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.


Last updated: 10 July 2023

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