Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.

Travel Insurance When Pregnant | Travel Insurance Direct

Pregnancy is one of life’s greatest joys. When you fall pregnant, it's natural to want to visit your loved ones and perhaps even head off on a Babymoon. Travel Insurance Direct can help you make the experience everything you want it to be.

Whether traveling interstate or abroad, our policies – Domestic, The Works, and Annual Multi Travel – may cover pregnant women while travelling provided the trip ends on or before the26th week of gestation.

Although it's not part of the policy requirements, you should discuss your travel plans with your doctor before you make any arrangements.

What's covered?

Our travel insurance automatically covers pregnancy, as long as the claim fits the criteria within the Product Disclosure Statement. Cover is still available for all the regular stuff, like stolen luggage and travel delays, but coverage is only available for some pregnancy-related claims, including:

  • Cancellation costs for things like unused transport and accommodation if you have to cancel because of unexpected events outside of your control, such as unexpected pregnancy complications like severe morning sickness and gestational diabetes.

Get a quote to get your next domestic or international adventure underway today. 

What's not covered?

Pregnancy can be complicated and that’s why TID can’t cover everything. Some of the things we can’t cover include: 
  • Any existing medical condition related to pregnancy;
  • A pregnancy after 26 weeks gestation;
  • Expenses related to the birth of a child including care of a newborn under any circumstances; 
  • Any medical expenses incurred in Australia;
  • Travelling against medical advice.

Also, you should plan your trip so you're home by the end of the 26th week. If you don't and something happens in relation to the pregnancy after that period, you won't be covered.

Contact Emergency Assistance if you need help overseas

Our Emergency Assistance Team are on call 24/7 to help you get back to enjoying your holiday. They can help you navigate what to do if you can’t travel back to Australia as planned for medical reasons, and help you access medical attention or hospitalisation if you’re sick or injured.

Get a quote to get your next domestic or international adventure underway today.

Need a hand?

Our Customer Service team is always available to help you to understand the policy, and, and what the policy offers cover for . Our TID travel safety team work to keep customers informed and publish information on major travel events on our website.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

Last updated: 18 October 2023

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