Travel Insurance Direct

Travel Insurance for South Korea

Get ready to write the next chapter of your adventure in the land of the morning calm.

Whether you’re visiting South Korea for the food or mountains, it’s the ultimate destination for adventurous Aussies and it’s a good idea to consider and choose travel insurance for your holiday that you feel allows you to worry less and explore more.

Why do I need travel insurance for South Korea?

Picture this: You're exploring the streets of Seoul when suddenly, you twist your ankle. Without travel insurance, a medical emergency like this could turn your dream vacation into a nightmare.

Depending on which level of cover best suits your trip – The Basics, DomesticThe Works, and Annual Multi Trip plans, some of the benefits we offer include:

Note: Australian passport holders may enter South Korea as tourists for up to 90 days without applying for an Electronic Travel Authorization (K-ETA) visa. Additionally, South Korea has launched its digital nomad visa, allowing visitors to stay and work in the country for up to two years.

Top things to do in South Korea

  1. Explore the streets of Seoul: Lose yourself in the capital city, where neon lights and towering skyscrapers exist beside ancient palaces and traditional markets. Experience K-pop in the nightlife districts of Hongdae or Gangnam.

Traveller tip: always be mindful of your surroundings when out on the town at night, especially if you’re travelling alone, don’t accept drinks from strangers if going to bars and nightclubs.

  1. Hike up Seoraksan National Park: Lace-up your hiking boots and conquer the trails of Seoraksan National Park. Explore the forest on foot to see enormous waterfalls and towering granite peaks. Whether you’re into snow sports (*cover for snow sports only available when you have selected the Snow sports cover option and paid the additional premium cover option), you’re a Summer traveller, or you prefer to get your kicks from bungee jumping or rock climbing, you may be covered for a range of sports and activities. 
  2. Taste Korean cuisine: From sizzling street food like tteokbokki and gimbap to bibimbap and samgyeopsal, South Korea is a paradise for foodies. TID offers overseas medical coverage if you overindulge in food and you’re hit with a bad case of gastro or you end up in hospital due to a severe illness.
  3. Experience South Korean culture: learn about the rich cultural heritage by visiting historic sites like Gyeongbokgung Palace and Bukchon Hanok Village, or Jeonju Hanok Village for a trip back in time.
  4. Shop till you drop: Get your retail therapy fix in South Korea's shopping districts. From boutiques in Myeongdong to sprawling markets like Namdaemun and Dongdaemun.

Traveller tip: always make sure you keep receipts for any valuables that you’ve purchased in case they are stolen or damaged and you need to make a claim.

Best times to visit South Korea 

Low season in South Korea

If you want to avoid the scorching heat and crowds of summer or the chilly temperatures of winter in South Korea, the best time to visit is during the spring (April to June) and autumn (September to November) seasons when the weather is mild.

Winter in South Korea

If you love winter sports and want to hit the ski resorts then the best time to visit is December to February where temperatures can drop to -15 degrees Celsius (5°F). Ski and snowboarding enthusiasts can enjoy the ski resorts in the Gyeonggi-do Province and in Gangwon-do.

Summer in South Korea

Summer in Korea lasts from June to August and is usually hot and humid with a lot of rainfall during the rainy season of the East Asian monsoon (Changma). Summer highlights include the coastal city Busan (the second largest city in South Korea after Seoul), and the southern holiday island of Jeju. If diving into mud is your thing, then visit Boryeong in July for its Mud Festival. If you’re in Seoul during Summer you can spend the day in the Han River windsurfing, kayaking, or stand-up paddle boarding. 

Don't let unexpected mishaps derail your South Korean adventure – get travel insurance today! 

Tips for your trip to South Korea

  • Keep an eye on your belongings, especially in crowded areas like markets and subway stations, to avoid pickpocketing incidents.
  • Stay informed about any potential political tensions or protests and avoid participating or getting involved in such situations.
  • Respect local customs and traditions, including bowing as a sign of respect when greeting others and removing shoes before entering homes or certain establishments. Dress modestly when visiting temples and other religious sites, covering your shoulders and knees out of respect.
  • Learn a few basic Korean phrases like "hello" (annyeonghaseyo) and "thank you" (kamsahamnida) to show respect to locals.
  • Avoid pointing with your fingers or using your feet to gesture, as these actions are considered impolite in Korean culture. Refrain from public displays of affection, as these are generally frowned upon in South Korean society.
  • Purchase a T-money card for convenient access to public transportation, as it can also be used for payments at convenience stores and vending machines.
  • Familiarize yourself with subway and bus routes using mobile apps like KakaoMap or Naver Map for easy navigation.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

What does travel insurance cover me for in South Korea?

Cover is available with different benefits with a TID travel insurance policy. Here are some of them.

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

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Airline cancelled flight?

If your flight is cancelled by the Airline for operational reasons we cover the reasonable cost of meals and accommodation.

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Taking luggage with you?

Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

Compare all benefits
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

South Korea travel insurance FAQs

Am I covered for natural disasters such as earthquakes, typhoons and tsunamis?

There is cover for natural disasters for cancellation costs (if you can't go on your trip) and additional expenses (if you get stuck over there and need to arrange alternative transport and accommodation). To have cover, you must have purchased your policy before it is a known event that you are aware of, or that has been reported in the mass media.

I have a stopover in Seoul before going to Busan, am I covered for travel delay?

On The Works plan, we offer a travel delay benefit for delays of more than six hours. Depending on the situation there may also be cover available under Additional Expenses benefit.

Is food poisoning covered on my policy?

One of our benefits on our Overseas plans is emergency medical expenses incurred overseas. You can also contact our 24/7 emergency assistance team in the event of food poisoning so they can further assist you. This means that if you’re hospitalised or have to see a doctor in South Korea because of food poisoning (or anything else), you’re covered.

Can I extend my travel insurance if I’m already overseas?

Need more time abroad? Travel Insurance Direct allows you the option to extend your policy as long as you meet the terms and conditions, you can find out more here.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

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