Why should I consider TID travel insurance for a cheap holiday?
Travelling on a shoestring doesn’t mean you have to skimp on what’s important. While travel insurance might seem like a luxury item, you’ll still want to protect it in case something goes wrong and an unexpected cancellation, lost bag, sickness or injury leaves you out of pocket.
Plus, you’ll have access to the 24/7 Emergency Assistance team who are standing by to help when you need it most. Also, if you need any help understanding your policy or making a claim, our customer service team can walk you through whatever you need.
What’s covered?
The Basics Plan offers cover for medical expenses and repatriation, lost, stolen or damaged belongings, trip cancellations, and lost or delayed luggage.
If you’re sick or injured overseas, hospital treatment can be one of the most expensive travel costs. As well as offering cover for emergency medical, hospital and ambulance expenses, we may fly a friend or relative to support you in hospital.
Plus, you’ll have the reassurance of the 24/7 emergency assistance team. Call them on +61 2 9234 3123 or +61 2 8256 1523, or email [email protected].
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.
Tips for travellers going on a low cost trip
- Book in advance: Flights and tours can be cheaper if you book early, with prices increasing nearer the departure date.
- Use public transport: It encourages you to mix with the locals. Some cities offer it for free to visitors.
- Travel off-peak: Avoiding high season can make a huge difference to the price of flights, accommodations, and attractions. While the weather might not be as reliable, you get to explore with fewer crowds.
- Pack light: Most airlines charge for checked luggage, so travelling with carry-on will save money, and you’ll avoid long queues at bag drops and baggage carousels.
- Find freebies: Think free wi-fi in cafes, free food, drinks and activities in hostels, and free museums.
Traveller tip: Always refer to the Australian Government’s Smartraveller website for current travel alerts before you buy a travel insurance plan, before you leave Australia, and during your travels.
Get a quote to get your next domestic or international adventure underway today.
Top destinations for low cost holidays in Australia and abroad
We’re lucky Australia is home to such varied scenery and great weather for outdoor activities. Avoid expensive cities and holiday hotspots, such as Byron Bay or the Gold Coast, and try free or low-cost holidays such as camping or hiking. Our national parks, untouched coastlines and wilderness areas, all offer low cost accommodation and attractions.
Overseas, Southeast Asia is a good option, in particular Indonesia, Thailand, the Philippines and Vietnam, and Pacific islands such as Fiji.
FAQs for low cost trips
Do I need travel insurance if I’m going on a low cost trip?
Just because trips cost less doesn’t mean your holiday experience is worth less, too. Travel insurance is for the things you can’t plan for – unexpected events such as medical emergencies, flight cancellations, and lost belongings – all of which can leave you out of pocket when you have to book new flights, pay hospital bills or replace your stolen stuff. Without travel insurance, you could end up paying a lot more than the cost of your premium.
Does TID offer any travel insurance discounts?
TID often has discounts and special deals on our travel insurance plans. Sign up for our newsletter, follow us on social media, and keep your eye on our website for our latest offers and promotions.
What if I want to do specific activities and sports? Will that cost me more?
If you’re an adrenaline junkie and like to do more than sit by the pool on your holiday, we offer cover for more extreme activities. While scuba diving is automatically covered on all our plans, if you’re skiing or snowboarding, you’ll need to add on Snow sports cover, for an additional charge. Better to be safe than sorry.
What are the main factors that drive up the cost of travel insurance?
We calculate the cost of travel insurance based on factors including your age, the length of your trip, the number of travellers on a plan, your chosen destination(s), and the level of cover you want. For example, international travel insurance often costs more than domestic coverage due to the higher risks associated with overseas trips, and the higher costs of repatriating you, if necessary.
Can I buy travel insurance once I’m travelling around Australia or overseas?
It’s always best to buy travel insurance before you head off on your trip, because it offers cover for unexpected events that happen before you start your holiday that might leave you out of pocket. However, you can buy TID travel insurance once your trip has started, but there is a 72-hour waiting period that will apply before cover for any events begins. So, if your plans change and you are still away, you can still purchase a TID policy, provided you are still a 'resident' of Australia.
We define Resident of Australia as “an Australian citizen; permanent resident; holder of a skilled working visa (including 457 and Temporary Skill Shortage visa, but not a working holiday visa); student visa; holder of a partner/spouse visa which allows you to stay in Australia for at least 2 years; or New Zealand passport holder; all with unrestricted right of entry into Australia and access to long-term medical care in Australia.”
What should I do if I have an emergency while overseas?
The 24-hour Emergency Assistance team is on call to help you access medical attention or hospitalisation if you’re sick or injured no matter where you are travelling. Our Customer Service team is always available to help you to understand the policy, what you may be covered for and any documentation you need to pick up along the way.
Ready to go?
As soon as you book your tickets you should be booking travel insurance to make sure you’re covered in the lead-up to, and during your trip. Start by getting a quote below.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.