Which policy?

What travel insurance plans are available?


International travel

The Works and Basics plans are available to people under 75 years of age taking a single trip overseas,

provided you meet our definition of "resident". You can also extend this policy while you are away, provided you’re still within the plan age limit, there hasn't been any change in your health status or personal circumstances since the start of your policy and you have not nor intend to make a claim.

We offer cover for a number of existing medical conditions. To see if you qualify for coverage under the existing Medical Conditions section, please see Automatically covered conditions section in the PDS.

Domestic travel

If you are travelling around Australia, you can purchase the Domestic policy which is available to travellers under 75 years of age. Please note that we are not able to provide medical coverage in Australia under the Private Health Insurance Act 2007.

When you take the Domestic plan, you can be covered for Cancellation and additional expenses and Medical evacuation and repatriation for automatically covered existing medical conditions, provided you meet the requirements under the eAutomatically covered conditions section in the PDS. However, as there is no medical coverage within Australia, you would not be covered for hospitalisation or other medical treatment for any medical conditions.

You can also extend this policy while you are away, provided you still meet the age limit of the selected plan, there hasn't been any change in your health status or personal circumstances since the start of your policy and you have not nor intend to make a claim.

Annual Multi Trip

If you travel regularly over a 12 month period you can purchase an Annual Multi Trip (AMT) policy. This policy is available to travellers under 75 years of age. Cover includes domestic and international travel for leisure and business. Each trip is covered up to 35 days.

The AMT policy has two options: Single - if you mostly travel on your own or with your dependent children; or Family - if you have a partner who regularly travels, either with you or on their own, and any dependent children. Dependent children cannot travel on their own on an AMT policy.

This policy can only be purchased within 30 days before the start of your period of insurance (start date).

You will be covered for the 43 automatically covered existing medical conditions while on the AMT policy, provided you meet all requirements noted in the PDS. If you don't meet the requirements, you can purchase the policy, but it will exclude cover for claims arising from or relating to your existing medical conditions, or contact nib Travel Insurance for a medical screening and quote on 1300 410 272.

Options

Keep in mind these options, which you can only purchase for an additional premium at the time you buy your policy:

  • changing your cancellation limit option;
  • changing your policy excess amount;
  • adding the Snow Sports and Activities option;
  • listing valuable items;
  • make a micro-donation.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Last updated: 6 December 2021

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