Travelling Party means you and any travelling companion who has made arrangements to accompany you for at least 50% of the duration of your trip.

This is a brief summary of cover only and does not … more

Resident of Australia means an Australian citizen; permanent resident; holder of a skilled working visa (including 457 and Temporary Skill Shortage visa, but not a working holiday visa); student visa; … more

Unattended means leaving your luggage or personal effects:

in a public place where it can be taken without your knowledge or at a distance from which you cannot prevent it from being taken; or … more

The policy covers the costs incurred for which you are legally liable if, due to your negligence, you cause a loss or damage to property. The property cannot be owned by you, a member of your family … more

Existing Medical Conditions - definition

For information relating to pre-existing medical conditions under policies purchased prior to 25 March 2021, including the definition of 'existing medical … more

A "close relative" is a relative of yours or of a member of your travelling party, who is a resident in Australia or New Zealand. It means a spouse, de facto partner, parent, parent-in-law, daughter, … more

Children means your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration … more