During your trip, if you are injured and within 12 months of the date of the accident you permanently lose sight in one or both eyes or one or more limbs, you will receive a benefit of the following: … more

Travelling Party means those people defined in 'Family' and any travelling companion who has made arrangements to accompany you for at least 50% of the trip.

You can find this definition in the ' … more

Resident means an Australian citizen; a holder of a current and valid Australian permanent resident visa, partner/spouse visa, Australian skilled migrant visa (including 457 and Temporary Skill … more

means leaving your luggage with a person you did not know prior to commencing your trip; or

leaving it in any position where it can be taken without your knowledge; or

leaving it at such a … more

A "public place" means any place that the public has access to including, but not limited to, planes, trains, cruise ships, taxis, buses, air or bus terminals, stations, wharves, streets, museums, … more

Section 15 Personal Liability - Terms of cover

The policy covers the costs incurred for which you are legally liable if, due to your negligence, you cause a loss or damage to property. The property … more

Existing Medical Conditions - definition

For information relating to pre-existing medical conditions under policies purchased prior to 7 December 2017, including the definition of 'pre-existing … more

A "close relative" is limited to a relative of yours or of a member of your travelling party who is residing in Australia or New Zealand. It means your or their spouse, de facto partner, parent, … more

Means your children or grandchildren not in full time employment who are under the age of 21 at the date of policy issue, travelling with you on the majority of the trip, and listed as covered on … more