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Affordable Euro-summer: travel tips to protect your family


A man and a woman sitting in a restaurant in a European square.

Photo credit: Getty Images


27th May 2025

With summer in Europe just around the corner, many Aussie families are planning sunny getaways. But before making a booking, check out savvy tips from Travel Insurance Direct (TID) to help save without skimping on fun.

“Travelling as a family can create lasting memories, but it also brings its fair share of risks,” says Dylan Wilkinson, Head of APAC & nib Travel Marketing at TID. “Europe is always a popular destination this time of year, but unexpected costs like medical emergencies, lost luggage, and delays can really add up. That’s where TID travel insurance comes in.”

If last year is anything to go by, many Aussies are expected to ditch the winter weather for Europe's warmer climate. TID sales data from 2024 reveals a notable surge in customers choosing Europe as their destination between May-June, accounting for 22% of bookings – up from just 8% in January 2024. In contrast, travel to Japan followed a different seasonal trend, attracting 22% of TID travellers in January before dropping to just 7% by June.

“Typically, most people tend to book their travel insurance four weeks out from their departure date. Booking earlier helps ensure you're covered for life’s curveballs before your trip begins,” Mr Wilkinson said. “May through to June is when we expect most people visiting Europe to take out an insurance policy, making now the perfect time to lock in travel plans and coverage,” he said.

TID’s budget-friendly Euro-summer tips

1. Plan smart, travel smarter

  • Off-peak is cheaper: travel just outside school holidays when flights and accommodation are cheaper. You’ll also avoid the crowds.
  • Skip big cities: instead of spending all your time in expensive hotspots like Paris or Rome, explore charming towns or lesser-known regions like Portugal’s Algarve or Spain’s Costa Brava which offer stunning sights without the hefty price tag.
  • Try less-visited spots: skip the major tourist traps and discover hidden gems. Not only will things be more affordable, but they’ll also be less crowded.
  • Stopovers are your friend: flights to Europe can be long, so turn your stopover into an opportunity to explore a new city like Dubai, Singapore, or Doha, to help break up the long trip.

2. Eat local 

  • Self-cater when you can: book accommodation with a kitchenette and prepare some of your own meals. It’s cheaper and gives you more space to spread out.
  • Picnic like a local: Europe is full of beautiful parks and outdoor spaces perfect for a picnic. Grab some fresh bread, cheese, and charcuterie from local markets and make a meal of it.
  • Lunch over dinner: dining out is often cheaper at lunchtime. In cities like Barcelona or Paris, opt for the “menu del día” (set lunch menu) to enjoy a hearty meal for less.
  • Street food adventures: Europe is a haven for street food. Try local specialties like a crepe in France, pizza in Italy, or gyros in Greece – often delicious and much cheaper than sit-down meals

3. Affordable stays

  • Stay longer, save more: look for hotels or vacation rentals that offer discounts for longer stays. Booking for five or more nights can unlock better deals, which can be a lifesaver for families.
  • House swapping: consider swapping homes with someone in Europe for an affordable and convenient option. Websites like Aussie House Swap can help connect you with families who want to exchange homes while you travel.

4. Explore for free

  • Discover free attractions: many parks, hiking trails, and beaches don’t cost a thing. You can also check out free museums, especially in places like London and Paris.
  • Local events: search for free local festivals, concerts, or markets to experience the local culture without a hefty price tag.

5. Consider travel insurance 

While saving on flights and accommodation is great, unexpected travel hiccups can occur. That's where TID's family travel insurance comes in. Whether it's a lost suitcase, a medical emergency, or a cancelled flight, having adequate cover may save you from costly disruptions*.

TID travel insurance* may cover you for: 

  • Emergency overseas medical assistance: 24/7 support in case of illness or injury, including transport and repatriation back home if necessary. 
  • Missed tours: if you miss a booked excursion due to illness or injury, TID can help cover the cost. 
  • Car hire excess: heading on a road trip? TID can cover the rental vehicle excess.
  • Gadget cover: bring your devices along without the worry - TID can cover smartphones, cameras and tablets.
  • Trip delays: if your plans are delayed or cancelled due to an insured event, TID may cover some of the extra costs, so you're not left out of pocket. 

For more tips on how to protect your family while travelling on a budget, visit Travel Insurance Direct.

*Disclaimer - The features and benefits described are a summary of cover only. Cover is subject to the terms, conditions limitations and exclusions outlined in the PDS. Consider the PDS, TMD and if this product is right for you. Issuer: Pacific International Insurance. Travel Insurance Direct © is a registered trademark of Travel Insurance Direct Pty Limited. Travel Insurance Direct Pty Limited ABN 30 121 659 470 AR305589 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib) ABN 81 115 932 173, AFS Licence No. 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193. TID is located on Governor Macquarie Tower Level 18, 1 Farrer Place, Sydney NSW, 2000 Australia.

About Travel Insurance Direct (TID):

Established in 2005, Travel Insurance Direct (TID) offers travel insurance to Australians in over 100 overseas countries around the world, including medical evacuation cover and 24-hour emergency assistance. TID is part of nib Group, a trusted health partner, supporting the health needs of around 1.7 million Australians, New Zealanders and international students and workers, while also providing travel insurance for travellers around the globe.

Media enquiries

Linsey Brown

Managing Director

The Public Relations Agency Managing Director

+61 425 514 005

[email protected]

Michelle Innis

nib Group Head of Media & Government Relations

+61 414 999 693

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