Travel Insurance Direct

Group Travel Insurance

If you are a school, club, group or association, we can offer you special rates to cover everyone on your trip.

Is there insurance if we travel as a group?

Travelling in groups is usually a special occasion – whether it’s a wedding, a football trip, or a holiday with the whole extended family. As there’s a maximum of two adults per policy, this means the group will need multiple policies to cover everyone, but don't worry we'll take care of that part.

You’ll probably want to discuss this with the group as a whole, to make sure that everyone has the cover they need. Some of you will probably want to specify items like mobile phones, and you want to get it right. After all, the last thing you want is to get halfway through your trip and discover that one of you doesn’t actually have insurance!

Group travel insurance FAQs

How many people can I have on single policy?

You can have up two adults on a single policy. You can also include dependents on the policy as long as the meet our definition of children.

Is there a discount for multiple policy purchases?

Fill out the form on this page to apply online for a discount, and one of our team members will get back to you within 48 hours to let you know if we can apply a discount for multiple policy purchases.

Why do we have to buy multiple policies?

Our policies only allow two adults per policy – there is no option to buy a large group policy.

Is it ok to have more than one policy for a large group?

Yes of course, you can take out as many policies as you like.

If there are 10 individual policies from one group and a claim needs to be made for everyone in relation to the same event, can we submit one claim?

No, you will need to submit a claim for each individual policy. 

Do you offer medical only on a group policy?

Unfortunately, we don’t offer a policy offering one benefit only.

Can I buy a single policy for the entire group?

Unfortunately not, policies must be purchased in an individual’s name (you can have up to 2 adults per policy).

What if we all need to claim?

You will need to lodge a claim against every policy relating to the group, and will need to pay any applicable excess against those policies.

What if one person is paying for other people’s arrangements?

The person whose arrangements are affected will need to claim. Assuming the claim is paid, they can reimburse the person who paid for it. For example, Joe buys flights for himself, Jim, Jill, Jane and Janet, because he’s a super nice guy. At the last minute, Janet, who is on a different policy to Joe, needs to cancel her travel. Janet will need to claim against her own policy, and any payment will be made to her. Janet can then send the money to Joe.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.