Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.
Travel Insurance Direct

Travel Insurance for Africa

Before you venture into the wilds of Africa, consider travel insurance.

Why should I consider travel insurance for Africa?

A vast continent, Africa’s diverse landscapes, multiple cultures and rich history make it an amazing place to visit. However, with the ever-present danger of muggings, cancelled flights and Safari-related mishaps, there's a lot that can go wrong on your African adventure. Luckily, TID can offer cover with travel insurance for Africa – Basic, Comprehensive and Multi Trip. Don't forget that every country has its own laws, government stipulations and potential risks so it’s best to check with the World Health Organization and relevant authorities, such as Smartraveller.

What can travel insurance cover me for in Africa?

Here are some of the cover benefits available with a Travel Insurance Direct policy.

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Don't like medical bills?

TID provides cover for unforeseen medical expenses incurred while on an overseas holiday.

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Need a medical escort home?

Cover for travel back to Australia if a medical practitioner requires you to be medically escorted home due to a sudden illness or injury that happens on your trip, if we consent that this is medically necessary. See the policy details for more information.

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Unexpected cancellation?

Your TID policy – whichever level of cover you choose – may cover you if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness or a death in the family).

Compare all benefits

Choose a plan that suits your holiday.

Just like choosing the perfect destination for your next getaway, selecting a travel insurance plan to suit your needs may be just as important. We have four plans to choose from, each offering a different level of cover. Check out each of the plans below where you'll find loads of information about each one.

The Works

Our most popular and comprehensive plan, the Works offers broad cover for international trips including unlimited cover for costs such as medical expenses and cancellation as well as added benefits.

The Basics

Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.


Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Africa travel insurance FAQs

Is it safe to travel to Africa?

We always advise you check with Smartraveller to see how safe or unsafe a country or a region is before travelling. Whilst crime targeting tourists does exist in Africa for the most part Smartraveller issues a green light to the main tourist destinations such as South Africa and Botswana and North African nations such as Morocco, Tunisia and Egypt. Keep in mind we will not cover you under any event in any section of the policy if you travel to a country or region which the Australian government has issued a 'Do Not Travel' warning. The latest travel advice can be found here.

Am I covered if I get sick in Africa?

At TID, our policies can offer cover for emergency medical expenses incurred overseas after a sudden illness or serious injury. If you become unwell during your holiday,  contact our Emergency Assistance Team who can help you navigate what to do if you can’t travel back to Australia as planned, and help you access medical attention or hospitalisation if you’re sick.

Need a hand to understand your policy?

Our Customer Service team is always available to help you to understand the policy, what you may be covered for and any documentation you need to pick up along the way. TID’s travel safety team work to keep customers informed and publish information on major travel events on our website.

This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS before purchasing.

Travel Insurance Direct is rated 4.2 out of 5 by 2494 customers.