- Why consider travel insurance for China
- What do I need to know when travelling to China
- Tips for Aussies travelling to China
- Best time to visit China
- Travel insurance tips
- FAQs
Whether you’re exploring ancient temples, hiking the Great Wall, or tucking into Peking Duck, considering travel insurance for China may help protect you if things don’t go as planned.
From medical emergencies to flight cancellations or lost luggage, TID’s China trip insurance cover may help take some of the stress out of travelling overseas.
Why consider travel insurance for China?
China is a fascinating mix of old and new - but it can also present a few surprises for travellers. These are some of the top reasons why travel insurance should be considered:
- Overseas medical: Emergency medical cover in China can be expensive, in any case, we will only pay for private medical care where approval has been given by us. Having overseas medical travel insurance for China may help cover hospital stays, medical treatment and even evacuation if you’re seriously injured or ill.
- Flight cancellations and delays: Weather, typhoons, or air traffic restrictions often cause major travel delays in and out of Chinese airports. Depending on the plan you purchase, travel insurance may cover rebooking and accommodation costs if your journey is disrupted.
- Lost or stolen belongings: Pickpocketing and scams can occur in busy spots such as train stations. TID’s luggage cover may help replace stolen passports, phones or bags so you can get back to exploring.
- COVID-19 costs: China has strict health protocols and entry requirements that can change quickly. If you catch COVID-19 during your trip, travel insurance with COVID-19 cover may help with cancellation, quarantine or medical expenses. Coronavirus travel costs are only available under The Works and Annual Multi Trip plans.
What do I need to know when travelling to China
From bustling Beijing to the mountains of Guilin, China’s vast size means every region offers something different, and that means there can be risks when travelling.
Depending on the plan you choose, our travel insurance for China may cover you, up to policy limits, for benefits including:
- Cover for overseas medical expenses if you fall ill or are injured in China: Knowing you may be covered for medical and dental expenses that may happen will help you enjoy your trip without worrying about unexpected medical or dental bills.
- Medical evacuation and repatriation: Medical evacuation may be required when you are seriously ill or injured and you need transport to appropriate facilities for treatment or transported back to Australia. Cover for this benefit must be approved by us.
- Lost or delayed baggage: Luggage and valuables cover could help if something goes wrong with your bags and valuables. We also have optional cover for high value items which you can add at time of purchase, which may include cover for cameras and tech. You can add items as Specified items to cover their total value up to $4,000 per item for an additional premium, and depreciation does not apply to Specified items.
- Cancellation and trip delay: Depending on the plan you choose, if your trip is cancelled or cut short due to an insured event, TID travel insurance may reimburse non-refundable expenses. Coverage may include flights, accommodation, and other pre-paid activities.
- Cover for natural disasters including typhoon, earthquakes and flooding: Depending on the plan you choose, travel insurance may include benefits like trip cancellation due to natural disaster, additional accommodation costs, or emergency medical evacuation.
- Cover for a range of popular activities in China: These may include hiking, cycling and kayaking: International plans may include medical assistance, evacuation, equipment cover, and optional snow sports cover.
- Access to our 24/7 emergency assistance team.
Be sure to read the PDS for information on what’s covered, policy terms and exclusions.
What does travel insurance cover me for in China?
A TID travel policy offers cover for a wide range of benefits. Here are some of them.
Don't like medical bills?
TID provides cover for unforeseen medical expenses incurred while on an overseas holiday.
Unexpected cancellation?
Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).
Airline cancelled flight?
Depending on the plan you choose, if your flight is cancelled by the airline for operational reasons we may cover the cost of additional meals and accommodation.
Taking luggage with you?
Insurance if you have to cancel your trip due to specific insured events outside of your control (e.g. sudden illness)
Travel insurance plans for different types of holidays
We have several plans to choose from; each one offers a different level of cover. Check out our travel insurance plans below where you’ll find information about each one.
The Works
Our most popular plan, The Works offers cover for international trips. It includes cover for medical expenses overseas, cancellation costs, cover for luggage and personal effects and more.
The Basics
Sticking to a shoestring budget? Our budget plan is designed for travellers who want coverage for all the important things, like hospital bills and stolen luggage, without breaking the bank.
Annual
Are you a frequent flyer? If you travel often for business, or have a few holidays coming up, our Annual Multi Trip plan could be for you. Made for globetrotters, your trips can be up to 35 days in duration and there is no limit to the number of trip you can take during a 12 month period.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Consider the PDS and TMD before purchasing.