Am I covered for Mongol Rally, Rickshaw Run and Running with the Bulls?
These activities have a high incidence of accidents, serious injury and, in some cases, death. Other activities by the Adventurists like Mototaxi Junket, World Cycle Race, Ice Run and Mongol Derby would fall into the same category of craziness. Even though millions of dollars have been raised for charity, when the organisers tell you - 'Your chances of being seriously injured or dying as a result of taking part are high. Individuals who have taken part in the past have been permanently disfigured, seriously disabled or lost their life '- it's a 'no' from us.
Running with the Bulls in Pamplona is something that an adventurous tourist would get a kick out of (no pun intended), but it can result in serious injury from the bull or being trampled by a terrified crowd. The adrenalin rush may turn into an ambulance rush.
Under our policy, these activities are considered races which are excluded. Plus they fall under a General Exclusion in our policy of intentionally putting yourself at risk of serious injury.
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