Allergies

For information relating to policies purchased before 7 December 2017, including the definition of "pre-existing medical conditions" please check the PDS provided with your purchase. You can contact us if you need this sent to you again.

For policies purchased from 7 December 2017, please continue reading.

Automatically covered medical conditions

We automatically cover allergies, provided you follow advice in accordance with your medical practitioner (such as to carry EpiPens, antihistamines/other preventative medication at all times) and, at the date you buy your policy, you:

  • have no other known or underlying respiratory conditions or diseases (for example, Asthma); and
  • have not required treatment from a medical practitioner for your allergies in the last six months.

Excluded conditions

Our policy will exclude allergies/intolerances where:

  • there are other known or underlying respiratory conditions or diseases (for example, Asthma); and
  • you have sought treatment from a medical practitioner for your allergies in the last six months.

More Information

For more information about travelling with your allergy, please go to Allergy & Anaphylaxis Australia.

If you don't meet the above conditions you are welcome to contact nib Travel Insurance who offer a specialist medical screening for existing medical conditions on travel insurance policies. They may be able to assist you with a quote for cover. Assessment of your existing medical condition is available online during the quote process or over the phone. You may ring 1300 410 272 to be assessed; just have details of your medical history ready when you call.

The full terms, conditions, limitations and exclusions are available in the PDS.

Last updated: 7 December 2017

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