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Are allergies covered? | Travel Insurance Direct (TID)

Allergic conditions don’t just go away when you board a plane, in fact at times they can be exacerbated. With this in mind, many travellers who suffer from hay fever, peanut or wheat allergies, and bees etc may want to consider their particular circumstances when considering travel insurance.

The team at TID is all about supporting you on your travel journeys, and that’s why we address allergies in our policies.

Automatically covered medical conditions

Of the 40 existing medical conditions on the TID automatically covered list, we include allergies cover. You should follow the advice provided by your medical practitioner. For example, if advised by your doctor to do so, you should carry EpiPens, antihistamines/other preventative medication with you at all times.

In addition, at the time you buy your policy, you must:

  • have no other known or underlying respiratory conditions or diseases (for example, asthma); and
  • have not required treatment from a medical practitioner for your allergies in the last six months.

Need more information?

For more information about travelling with your allergy, please go to Allergy & Anaphylaxis Australia.

If you have an existing medical condition other than those automatically covered, please contact us to complete a medical screening assessment, which must be completed before the Certificate of Insurance can be issued.

What’s not covered?

If you have an existing medical condition that's not listed as automatically covered, or you don't satisfy all criteria for any listed condition, then you can still buy a policy but you won't be covered for any claim that arises in relation to the existing medical condition.

Travel with confidence

Our Customer Service team is always available to help you to understand the policy, what you may be covered for and any documentation you need to pick up along the way.

Our 24-hour Emergency Assistance team is on call to help you access medical attention or hospitalisation if you’re sick or injured.

Our travel safety team at TID work to keep customers informed and publish information on major events on our website.

Call or email our teams day or night as required.

This is a brief summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.

Last updated: 1 December 2021

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