For information relating to policies purchased before 7 December 2017, including the definition of "pre-existing medical conditions" please check the PDS provided with your purchase. You can contact us if you need this sent to you again.
For policies purchased from 7 December 2017, please continue reading.
Automatically covered medical conditions
We automatically cover allergies, provided you follow advice in accordance with your medical practitioner (such as to carry EpiPens, antihistamines/other preventative medication at all times) and, at the date you buy your policy, you:
- have no other known or underlying respiratory conditions or diseases (for example, Asthma); and
- have not required treatment from a medical practitioner for your allergies in the last six months.
Our policy will exclude allergies/intolerances where:
- there are other known or underlying respiratory conditions or diseases (for example, Asthma); and
- you have sought treatment from a medical practitioner for your allergies in the last six months.
For more information about travelling with your allergy, please go to Allergy & Anaphylaxis Australia.
If you don't meet the above conditions you are welcome to contact nib Travel Insurance who offer a specialist medical screening for existing medical conditions on travel insurance policies. They may be able to assist you with a quote for cover. Assessment of your existing medical condition is available online during the quote process or over the phone. You may ring 1300 410 272 to be assessed; just have details of your medical history ready when you call.
The full terms, conditions, limitations and exclusions are available in the PDS.
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1300 843 843 from Australia or
+61 2 8263 0483 from Overseas.
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