Rental car insurance excess – what is covered?
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None of us could have imagined the unprecedented events that have unfolded in recent months. For most of us, travel is now paused but that doesn’t mean dreaming and planning should be put on hold. Here is some inspiration for when we can travel again.
Buying a policy for a long weekend or just a week might seem weird, but you may want to protect your bookings and your belongings – especially if you’re flying or renting a car.
All the things that can go wrong overseas can still happen at home. TID domestic insurance has many of the same benefits that our international policies cover, without cover for some things, like overseas medical bills.
If you’ve booked a hotel or a tour and have to head back home because a family member suddenly becomes ill, for example, cover may be available for unused accommodation and transport.
If you’re thinking of hiring a car and taking an Aussie road trip, domestic insurance can cover some of the car hire excess if your rental vehicle is damaged or stolen.
While our policies don’t cover medical expenses or the cost of treatment in Australia, (Medicare covers hospital stays, doctors’ services and outpatient care) domestic travel insurance also offers cover for additional accommodation and transport by road or air if you need to be evacuated for medical reasons.
This benefit covers eight specific events related to Coronavirus (COVID-19), such as contracting the virus causing you to cancel the trip or requirement to quarantine as a result of your diagnosis; a healthcare worker’s leave being cancelled due to coronavirus; or you being denied boarding due to your suspected infection with coronavirus.
You can check out all cover available here.
While Aussie travellers are covered by various Reciprocal Health Care Agreements, it pays to know the limit of this ...KEEP READING