IMPORTANT POLICY INFORMATION
For Policies purchased before 15 September 2026 click here to find out more about your policy including the PDS and how to claim
Travel insurance plans that fit your holiday
Choosing a travel insurance plan shouldn’t feel complicated. It’s about finding the coverage that suits the way you want to travel. Whether you’re planning a family escape to Tasmania, a multi-stop overseas adventure, or a well-earned couples’ cruise, considering which travel insurance plan suits your needs may help if things don’t go to plan.
Why Consider TID Travel Insurance
- Different types of cover available. Choose from the following plans: Domestic – cover for trips within Australia, Basic – cover just your essentials, Comprehensive – our highest level of cover for international travel, and Multi-trip – ideal for frequent travellers.
- Coverage for overseas medical emergencies (excluding Domestic plan)
- Coverage for lost, stolen, or delayed luggage
- Cancellation/additional expenses
- Easy online quotes
- Covering Aussie travellers since 2005
- 24/7 emergency assistance
- Fast online claims with local support
What TID covers
We want you to explore the world and return home safely. If the unexpected happens, our plans are designed to help you get back to the fun stuff. Here’s a detailed look at each plan and what’s covered, so you can find the right plan for your trip.
This is a summary of cover only and does not include the full terms, conditions, exclusions, limits and applicable sub-limits. Read the PDS before purchasing.
Limits below are reflective of a Single cover type (inclusive of any dependants).
| Domestic | Basic | Comprehensive | Multi-trip | |
|---|---|---|---|---|
| Overseas Emergency Assistance^ | ✗ | ✓ $20 million | ✓ $20 million | ✓ $20 million |
| Overseas Medical & Hospital Expenses^ | ✗ | ✓ $20 million | ✓ $20 million | ✓ $20 million |
| Funeral Expenses^ | ✗ | ✓ $60,000 | ✓ $60,000 | ✓ $60,000 |
| Accidental Death | ✓ $50,000 | ✗ | ✓ $50,000 | ✓ $50,000 |
| Permanent Disability^# | ✗ | ✗ | ✓ $50,000 | ✓ $50,000 |
| Hospital Cash Allowance^ | ✗ | ✗ | ✓ $5,000* ($50 per night after the first 48 hours) | ✓ $5,000* ($50 per person, per night, after the first 48 hours) |
| Cancellation† | ✓ As Selected* | ✗ | ✓ As Selected* | ✓ As Selected* |
| Additional Expenses | ✓ $25,000 | ✗ | ✓ $50,000 | ✓ $50,000 |
| Travel Delay Expenses | ✓ $3,000* (up to $300 after an initial 6 hour delay) | ✗ | ✓ | ✓ $3,000* (up to $300 per person, after an initial 6 hour delay) |
| Alternative Transport Expenses^ | ✗ | ✗ | ✓ $5,000 | ✓ $5,000 |
| Luggage, Personal Effects & Valuables | ✓ $10,000* | ✗ | ✓ $10,000* | ✓ $10,000* |
| Luggage & Personal Effects Delay Expenses | ✓ $1,000 | ✗ | ✓ $1,000 | ✓ $1,000 |
| Travel Documents, Transaction Cards & Travellers Cheques^ | ✗ | ✗ | ✓ $5,000 | ✓ $5,000 |
| Theft of Cash | ✓ $250 | ✗ | ✓ $250 | ✓ $250 |
| Rental Vehicle Excess | ✓ $6,000 | ✗ | ✓ $6,000 | ✓ $6,000 |
| Personal Liability# | ✓ $5 million | ✓ $2.5 million | ✓ $5 million | ✓ $5 million |
^You don't have cover under this benefit while travelling in Australia.
#You don't have cover under this benefit for claims arising from your participation in snow sport or adventures activities.
*Sub-limits apply; refer to the Policy Benefits section in the Product Disclosure Statement for details.
†A default limit for Cancellation is automatically included in your cover unless you make a selection. However, you can choose different levels of cover from the amounts available to you when you purchase your policy. Any benefit limit selected by you will be shown on your Certificate of Insurance. The benefit limit shown will be the most we will pay for all claims under Benefit 2.1 Cancellation.
Additional Insurance Coverage Options
You can add extra travel insurance coverage to your Domestic, Comprehensive and Multi-trip plans for an additional premium for Snow Sports, Adventure Activities or Cruises. You can also adjust your cancellation cover or add extra cover for high value items.
Snow Pack
Going to the snow? Add our Snow Pack to your policy. Designed to provide cover for your participation in snow sports activities, your equipment, piste closure, emergency rescue and more.
Cruise Pack
Going on a cruise? Add our Cruise Pack for sea and ocean cruising in Australian or overseas waters. Designed to cover medical costs on board, ship to shore evacuation, lost or damaged formal wear plus more.
Adventure Pack
Doing adventure activities? Add our Adventure Pack for participation in those more adventurous activities that aren’t already included. Things like riding motorbikes or mopeds, tandem sky diving or scuba diving.
Increased Item Limits Cover
Taking high value items with you? To increase the covered amount, add Increased Item Limits Cover, find your item in the category and choose your new limit.
This is a summary of cover only and does not include the full terms, conditions, exclusions, limits and applicable sub-limits. Read the PDS before purchasing.
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