We've got you covered

Here at Travel Insurance Direct we love to travel too. We want people to go, explore the world, and return home safely without ever having needed to call us.

But we do get to see the unexpected side of travel, with medical emergencies or evacuations that can get expensive. Fast. $25,000 a day in a U.S hospital isn't uncommon and a medical repatriation can run into hundreds of thousands of dollars.

TID gets to see all the unexpected things that happen to people overseas every single day so our policy is designed to cover such events, making it helpful, easy and great value.

View the PDS for full details

Single

Family

  • Medical Expenses Incurred Overseas Unlimited Unlimited
    Medical, hospital and ambulance costs and when agreed by us, medical evacuation home or to the nearest appropriate medical facility. Includes emergency dental expenses up to $500, and funeral and repatriation of mortal remains.
  • Cancellation Costs Unlimited Unlimited
    Financial loss due to unforeseen cancellation of pre-paid travel and accommodation arrangements. Includes tuition/course fees not refunded as well as travel agency cancellation fees charged.
  • Luggage and Personal Effects $24,000 $12,000
    Accidental loss, damage or theft of your possessions. Includes emergency expenses if your luggage is delayed and losses due to fraudulent use of lost or stolen credit cards, travellers cheques.
  • Rental Vehicle Insurance Excess $4,000 $4,000
    Cover for the rental vehicle excess if you have an accident or your vehicle is stolen.
  • Additional Expenses / Medical Evacuation Unlimited Unlimited
    Expenses you incur due to you not being able to continue your travel due to the injury or illness of you or one of your travelling companions. Also expenses you incur if your transport is delayed due to severe weather or accident.
  • Travel Delay $4,000 $2,000
    Meals and accommodation expenses due to transport delay.
  • Personal Liability $2,500,000 $2,500,000
    Protection for you being legally liable for injuring other people or causing damage to their property, including legal defence costs.
  • Trip Disruption $4,000 $2,000
    Additional transport and accommodation expenses if disaster strikes your home whilst you are away.
  • Loss of Income $20,000 $10,000
    If you cannot return to your usual employment after you return to Australia due to an accidental injury suffered whilst you were away.
  • Out of Pocket Expenses $12,000 $6,000
    Cash payments if you are hospitalised.
  • Accidental Death $50,000 $25,000
    Payment to your estate for accidental death.
  • Total Permanent Disability $25,000 $12,500
    Cover if you suffer an injury resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs.
  • Return Airfare $12,000 $6,000
    If the major part of your travel has been interrupted by you being hospitalised and you need to be escorted home, reimbursement of your return airfare.
  • Resumption of Trip $6,000 $3,000
    Transport costs to resume your travel if you had to return to Australia due to the hospitalisation of a close relative.
  • Special Events $4,000 $2,000
    If your travel is interrupted and you will not get to a specified event in time, reasonable additional cost of using alternative public transport to arrive at the destination on time.
  • Hijacking $4,000 $2,000
    Loss of pre-paid travel if you decide to end your travel following a hijacking incident.
  • Return of Rental Vehicle $1,000 $1,000
    Costs to return a rental vehicle if you are medically unfit to do so.
  • Withdrawal of Services $500 $500
    Additional costs you incur if the accommodation you are staying at is affected by industrial action or extended water and electricity supply failures.
  • Snow Skiing Piste Closure $2,000 $1,000
    Cover for when the skiing facilities at the resort you have pre-booked before your Trip commences and that you are staying in, are totally closed due to adverse snow conditions.
  • Snow Skiing Benefits $2,000 $1,000
    Cover for ski equipment hire, lift passes and ski school costs if you can't participate for more than 24 hours following a Sudden Illness or Serious Injury.
  • Snow Skiing Equipment Replacement $3,000 $1,500
    Cover for hiring replacement equipment if yours is lost, damaged, stolen or it is delayed or misdirected for more than 24 hours.
  • Hired Snow Skiing Equipment $4,000 $2,000
    Cover extends to the accidental loss, damage or theft of your hired ski equipment.
  • Bad Weather and Avalanche Closure $3,000 $1,500
    Covers additional travel and accommodation expenses you incur if your pre-booked outward or return journey is delayed due to an avalanche or bad weather.
  • Domestic Services $500 $500
    Reasonable costs of domestic services if you are unable to perform domestic duties following an injury during your trip.
  • Domestic Pets $500 $500
    Additional boarding fees if you are delayed from returning home due to something happening to you that is covered by this insurance, including veterinary fees if your pet is injured whilst you are away.

1. Where

2. When

3. Who

Your children go free »
This means your dependent children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.