Terrorism and Travel InsuranceTravel Insurance that covers Terrorism
What is terrorism travel insurance?
Let’s be honest here – travel insurance cover for terrorism is limited. If you’re injured in a terrorist incident, cover may be available. But if an incident occurs in a place you’re planning to travel to, there is no cover for changing your plans. While we understand that travelling to a place where a recent attack has occurred may be frightening, there’s no cover for changing your mind.
Why do I need terrorism cover travel insurance?
The sad reality of the modern world is that terrorism is a global threat, and airports, train stations and similar are common targets. While the cover isn’t very broad, it is essential that you have it. In the event that something does happen, you absolutely want to have some insurance.
What does terrorism travel insurance cover?
- Medical expenses if you’re injured
- Medical evacuation if you need it
What doesn't terrorism travel insurance cover?
- Change of mind of travel plans
- Trip cancellation costs
- Trip rearrangement costs
What cover is available for Terrorism Insurance?
Here are some of the cover benefits included in your policy for terrorism cover
Don't like medical bills?
Compensation for unforeseen medical expenses incurred whilst on an overseas holiday
Taking luggage with you?
Cover if your luggage is stolen, permanently lost or accidentally damaged due to circumstances outside of your control.
Need a medical escort home?
Cover back to Australia if a medical practitioner requires you to be medically escorted home due to a sudden illness or injury that happens on your trip.
Terrorism and Travel Insurance FAQs
If I am in the same city and a terror attack happens and the airports closes, am I covered?
Cover for trip cancellation or trip re arrangement due to a terror attack is not available.
If I am confined to my hotel and cannot attend a prepaid for event, am I covered?
Unfortunately not. Cover for loss of prepaid event is not covered.
If I'm injured in a terror attack am I covered?
Yes, cover is available for emergency medical treatment and medical evacuation should you be caught up in a terror attack and get injured.
If I die in a terror attack overseas, am I covered?
That's a horrible question none of us want to think about, but if the worst should happen and you die in a terror attack cover is available for a one off lump sum accidental death payment.
Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.
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