Travel Insurance Direct

Travel Insurance for Bali

Enjoy your trip to Bali free of worry with the right travel insurance cover.

Why do I need travel insurance in Bali?

Bali – a sunny escape that offers the chance to cure your surf cravings, get your Asian food fix and explore your spiritual side. But we're going to bet you've heard some stories of things going wrong in Bali. A few things our customers have complained about from a trip to Bali are:

  • Bali belly – missing the sunset because you're rushing to the bathroom isn't ideal, but this traveller's bug can get so bad you need to go to hospital.
  • Motorbike accidents – riding around on a moped is all fun and games until someone crashes. Serious injuries can happen if you're not careful on a scooter.
  • Thefts – from a bag being snatched by a runaway motorcyclist to sunnies being pinched in a monkey temple, petty theft is an issue in Bali, especially in touristy areas

Travel Safe in Bali

While Bali is relatively safe to visit, it's always good to know some tips to make sure you've always got safety on your side.

  • Dodge theft: keep valuables in a bum bag, don't leave anything worth stealing in your hotel and lock your room at night.
  • Street safety: there are no traffic rules in Bali, keep your wits about you when crossing and avoid self-driving a car or motorbike.
  • Avoid Arak: cases of methanol poisoning have been reported because of this traditional Balinese drink. Only consume from a reputable bar.
  • Stay healthy: wear plenty of insect repellent and sun screen and do not drink the tap water or drinks with ice.
  • Cheeky monkeys: visiting the monkey forest in Ubud? Don't take food, hide your sunglasses and avoid grinning with your teeth at them.

Best time to travel to Bali

Bali is a pleasure to travel around at any time of year, but there are certain seasons that are cheaper and have better weather conditions.

  • Best weather: Bali is warm throughout the year, but the dry season between May and October is the most favourable.
  • Peak times: the tourist season runs from July to August, so flight and hotel prices may be higher during these months.
  • National holidays: Usually taking place in June, Idul Fitri is two-day public holiday that marks the end of Ramadan, attracting large crowds.

Bali travel insurance FAQs

Am I covered if I ride a moped, scooter or motorbike?

You must be wearing a helmet at all times (even if local law doesn't require it) and you have a license to ride the same vehicle back in Australia. There are certain terms, conditions, limitations and exclusions that apply to coverage for events that occur while riding a motorbike or scooter. For more information check out this article.

Am I covered if a volcano erupts or an ash cloud occurs?

Your TID policy offers cover for costs you incur as a result of natural disasters such as a volcanic ash cloud. However, to ensure you are covered, you need to have purchased your policy before it is a known event that you, or the mass media, is aware of.

Am I covered if I travel while I'm pregnant?

You can be covered for pregnancy provided your trip ends on or before your 26th week of gestation for single pregnancies or the 19th week for a multiple pregnancy. For full details check out this article.

Do I need to put in 'Indonesia' when i am getting a quote, if I go to nearby Islands of Indonesia?

If the islands are a part of Bali such as the Gili islands, then you don’t need to put in Indonesia. However if the islands are not officially a part of Bali, then put 'Indonesia' in as the destination for your quote.

I am on my motorbike P’s/L’s back in Australia, is that classified a valid license?

You will need to be riding the same class of vehicle you are licensed to ride in Australia, and a valid license for the country you will be riding in. You will need to check with the country that you will be riding in to make sure your license is accepted there.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

Find out more about Bali

What visas and passports do I need for Indonesia (and Bali)?

What visas and passports do I need for Indonesia (and Bali)?

What you need to know about getting a visa and customs regulations when travelling to Bali and Indonesia.

Find out more
Seasonality and Weather

Seasonality and Weather

What is the weather like throughout the year? Due to being just 8 degrees south of the equator, Bali's climate is tropical and humid all year round.

Find out more
Travel safety

Travel safety

Safety tips and advice when travelling to Bali.

Find out more

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