Travel Insurance Direct

Family travel insurance with 12%* off

Travel insurance cover offered, if travelling with the family.

Who is covered on my policy if I am travelling with family?

Travelling with your family can be a truly great experience, and create some amazing memories. The family holiday can also be complicated, trying to make sure everyone gets to do what they want. Happily, getting everyone protected against the unforeseen is relatively (pun intended) easy.
Two adults and up to 6 dependents can travel on one policy. Just so you know, “dependent” is one of those insurance-y words – it refers only to your kids and grandkids, when they are under 21 years old and not employed full time.

What cover is available for families?

Here are some of the benefits included in our policies

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Hiring a rental car?

Cover towards the insurance excess if you rent a car from a licensed hire company and it is damaged, stolen or in an accident whilst in your care.

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Unexpected cancellation?

Insurance if you have to cancel your trip due to unforeseeable events outside of your control (e.g. sudden illness).

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Don't like medical bills?

Compensation for unforeseen medical expenses incurred whilst on an overseas holiday

Compare all benefits
This is a brief summary only for full terms, conditions, limitations, and exclusions read our policy wording

Family travel insurance FAQs

Why can’t we add more than 2 adult travellers, even though we are from the same family?

Our policy only allows two adults per policy.

If we are on multiple policies, but we are one family travelling together, how many claims have to be submitted if it comes to that?

For any event that occurs, you will have to submit a claim for each policy, even if you are all from the same family. 

Can we list our kids’ friends as dependents on our policy?

No, dependents must be your own children or grandchildren. 

Can we change the name of family members if one decides not come and another decides to join?

Unfortunately we can’t change policy holders, however that family member will be allowed to purchase a policy of their own as long as they’re eligible.

Read the policy wording for full terms, conditions and exclusions and to ensure the product suits your needs.

Find out more about family travel insurance

All the different types of families

All the different types of families

We appreciate there are many definitions of a family, but our policy does have clear guidelines on who a dependent is. You can find out the explanations here.

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