Travel Insurance for Bali

Cancellation/Deferrment

None of us can tell what is going to happen in the future – while you might be thinking it holds relaxing nights gazing at the water as the sun goes down at the Seminyak beach bars, sickness, accidents and more can result in a trip cut short, or a holiday that’s cancelled altogether. 

TID travel insurance covers 11 specific events – if these occur you may have cover if you must cancel your holiday, or come home early, because of them.  For the cancellation cover to apply, the event must have happened after your Certificate of Insurance was issued – that means if a volcano erupts and your holiday is going up in smoke, it’s too late to purchase travel insurance and hope you’ll be covered. 

When choosing the TID policy that suits you best, there is an option to increase the covered amount for cancellation by selecting a benefit limit although there may be additional charges accordingly. Sub limits apply, and remember, if you simply change your mind about your trip, you’re unlikely to be covered. 

Natural Disasters

As the go-to Indonesian island, Bali is prone to floods, earthquakes, volcanoes and tsunamis. And while it’s not something we like to think about, it should be a consideration and you should do your research before you set off. 
When any of these occur, domestic and international flights are often thrown into chaos, bookings are forced to be shuffled, and in some cases, a diversion to another destination is required.   

Travel insurance may help ease the financial burden if it’s an unexpected disaster. If however, it’s a known likelihood that there may be a natural disaster, such as the eruption of Mt Agung which has disrupted flights on many an occasion, then it may not be covered.   
You can check our travel alerts before you go and keep an eye on government advisories for your destination. 

Sports and Activities

Adrenaline junkies who have surfing, rafting or trekking on their Bali to-do list, will know that adventure travel comes with a risk. If something goes wrong and you injure yourself, a TID policy may be able to help with medical assistance, evacuation, and in the worst-case scenario, repatriation back home if medically necessary and approved by us. And if you’ve decided to take your own golf or surfing equipment with you, there’s cover (benefit limits apply) on The Works and Annual Multi Trip plans to hire replacement equipment if your own is accidentally lost, delayed or damaged during your trip. 

For more on the sports and activities TID covers, head here. 
 

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Travel Safe in Bali

While Bali is relatively safe to visit, it's always good to know some tips to make sure you've always got safety on your side.

• Dodge theft: keep valuables in a bum bag, don't leave anything worth stealing in your hotel and lock your room at night. 
• Avoid Arak: cases of methanol poisoning have been reported because of this traditional Balinese drink. Only consume drinks from a reputable bar. 
• Stay healthy: wear plenty of insect repellent and sunscreen and do not drink the tap water or drinks with ice. 
• Cheeky monkeys: visiting the monkey forest in Ubud? Don't take food, hide your sunglasses and avoid grinning with your teeth at them. 

To find out more about the dangers and possible threats before booking your trip, be sure to check TID’s Travel Alerts page. 

Best time to travel to Bali

Bali is a pleasure to travel around at any time of year, but there are certain seasons that are cheaper and have better weather conditions.

• Best weather: Bali is warm throughout the year, but the dry season between May and October is the most favourable.
• Peak times: the tourist season runs from July to August, so flight and hotel prices may be higher during these months.
• National holidays: Usually taking place in June, Idul Fitri is a two-day public holiday that marks the end of Ramadan, attracting large crowds.